ota.27
5'1 its so over
- Joined
- Jun 15, 2025
- Posts
- 257
- Reputation
- 162
Why not save?
I think it should be pretty obvious, but I'm gonna say it anyway, money loses value over time, and putting it in a bank and letting it sit while gaining minimum interest is absolute garbage. Investing, and intelligently, making money consistently isn't a matter of luck, its a matter of how financially smart you are.
When I was younger, my parents took my family and me to Spain for vacation. During the trip, my mom thought for me and my future, and so she grabbed 400 Euros, put it in a card, and said "when he's older ill give him this money I saved so he can buy himself a car." years passed and that money lost value, She now gives that money to me, and guess what? I can't do jack shit with it, and all that time went to waste. Now what if she invested in Bitcoin then?
We certainly wouldn't be rich, but we would most definitely be better off than how we are now.
How do I know how much and what to invest in?
Now you might say, How do I know what to invest in? Well, I'd recommend Bitcoin since it's history of going up and up thorough the years, as well as it being fairly backed up and unlikely of greatly crashing, if you wanna explore, you could choose other things like S&P500, but that's up to you. Now, how much should you invest? The answer depends on the person but to put it simply as much as you can without it fucking you up. Your rent money? Hell no. The money you were gonna use to buy McDonald's for the third time this week? Probably. Just do it whenever you can. One more thing, invest and forget. That money you put in should be there long term, I'm talking a few years. Why? Because that's how it gains value. They want you to get scared when it goes down and sell, because you're gonna lose money, and that's gonna benefit them, so that's what you're not gonna do. Your 800 euros you invested are going down and losing value? Whatever. Act like it doesn't exist. Before you know it you're gonna have your money up. This works especially well when you're young because you don't need to pay expenses like adults do, such as rent and by the time you're out of school, you're gonna have good support.
If you wanna create a business, do just that, chase your dreams, just make sure you know what you're getting into by getting a job in that industry. i.e, you wanna start a bakery, then get a job as a cleaner for a bakery and learn what you need to. The goal is to have enough passive income so you don't become a slave to the system and work a boring 9 to 5, retiring when you're old and wanting to end it all. Take this all with a grain of salt since I'm still a grey after all
I think it should be pretty obvious, but I'm gonna say it anyway, money loses value over time, and putting it in a bank and letting it sit while gaining minimum interest is absolute garbage. Investing, and intelligently, making money consistently isn't a matter of luck, its a matter of how financially smart you are.
When I was younger, my parents took my family and me to Spain for vacation. During the trip, my mom thought for me and my future, and so she grabbed 400 Euros, put it in a card, and said "when he's older ill give him this money I saved so he can buy himself a car." years passed and that money lost value, She now gives that money to me, and guess what? I can't do jack shit with it, and all that time went to waste. Now what if she invested in Bitcoin then?
We certainly wouldn't be rich, but we would most definitely be better off than how we are now.
How do I know how much and what to invest in?
Now you might say, How do I know what to invest in? Well, I'd recommend Bitcoin since it's history of going up and up thorough the years, as well as it being fairly backed up and unlikely of greatly crashing, if you wanna explore, you could choose other things like S&P500, but that's up to you. Now, how much should you invest? The answer depends on the person but to put it simply as much as you can without it fucking you up. Your rent money? Hell no. The money you were gonna use to buy McDonald's for the third time this week? Probably. Just do it whenever you can. One more thing, invest and forget. That money you put in should be there long term, I'm talking a few years. Why? Because that's how it gains value. They want you to get scared when it goes down and sell, because you're gonna lose money, and that's gonna benefit them, so that's what you're not gonna do. Your 800 euros you invested are going down and losing value? Whatever. Act like it doesn't exist. Before you know it you're gonna have your money up. This works especially well when you're young because you don't need to pay expenses like adults do, such as rent and by the time you're out of school, you're gonna have good support.
If you wanna create a business, do just that, chase your dreams, just make sure you know what you're getting into by getting a job in that industry. i.e, you wanna start a bakery, then get a job as a cleaner for a bakery and learn what you need to. The goal is to have enough passive income so you don't become a slave to the system and work a boring 9 to 5, retiring when you're old and wanting to end it all. Take this all with a grain of salt since I'm still a grey after all
