acen
Iron
- Joined
- Mar 16, 2026
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Context : I'm 18, Senior In HS, Don't have to pay rent. College next year Business: Finance ( FREE ).
Gross pay : 42 hours × $26.78 = $1,124.76/week → $4,499/month
Estimated take home : $3,500/month after federal, state, and FICA
Current Planned Monthly breakdown
Roth IRA: $583
Wealthfront HYSA 3.95% : $1,500
Personal spending / food / transit : $1,217
I Realistically only need about $1,000 for personal spending / food / transit.
You can play with the savings and that spare $217.
All suggestions are appreciated
Gross pay : 42 hours × $26.78 = $1,124.76/week → $4,499/month
Estimated take home : $3,500/month after federal, state, and FICA
Current Planned Monthly breakdown
Roth IRA: $583
Wealthfront HYSA 3.95% : $1,500
Personal spending / food / transit : $1,217
I Realistically only need about $1,000 for personal spending / food / transit.
You can play with the savings and that spare $217.
All suggestions are appreciated
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