broterx
GABA
- Joined
- Feb 2, 2026
- Posts
- 22
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- 8
Warren Buffett recommends a simple strategy: allocating 90% to a broad-market ETF such as VOO and 10% to short-term U.S. Treasury instruments like SGOV. For a 22-year-old who is just starting their career, is it wise to follow this advice? would a more diversified allocation such as 80% ETFs, 10% cryptocurrencies, and 10% gold and silver be a better approach? Is this portfolio structure appropriate for someone at the beginning of their investment journey?