I didn't know becoming a doctor was this expensive

Jason Voorhees

Jason Voorhees

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Continuation of our conversation. To summarise it.

Well most people I know are in debt. You do pre-med,then med school and residency where you get paid around $60-75k
Average total debt at graduation is around $300K-$450K and after interest capitalization during residency. It is often over $50OK by payoff time
Holy shit. Half a million in debt. OMG
That is how it works in this field. You are younger than me and make more money. Even after all this, taxes will eat up a lot of your income.35-45% effective and most super speciality doctors live in high tax states or cities near large hospitals.
Around age 40, once loans are paid and investments catch up life is good but the overall lifetime net worth even for elite doctors is less than a mid level software engineer who's been saving and investing since 22.
This is why I think medicine isn't something you do for money. It's more for the prestige, stability than anything. If you want to make money young I think tech is the easiest path despite having layoffs and lot of competition.

Holy shit. 500k in debt. What the actual fuck. I would unironically kms if I had that much debt and had to wait till 40 to build any wealth.
 
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working construction mogs becoming a faggot doctor
 
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@4ever @imontheloose @Saint Casanova
 
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Continuation of our conversation.







Holy shit. 500k in debt. What the actual fuck. I would unironically kms if I had that much debt and had to wait till 40 to build any wealth.
This thread is too normie oriented for me to like it, I cannot understand normies and their decisions. Who wants to become a doctor?
 
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yeah im retiring and my sister is about to graduate with 400k in debt

tech is law
 
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Why don't just date girls and stop studying so much without earning money? Why are you wasting all your life into that come on.
 
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It's just there to fuck over either any sane or money hungry person that ever dreamed of becoming a doctor.

That little message about prestige and stability at the end is spot on too, medicine will hopefully help you have your own little nepo baby kids.
 
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Continuation of our conversation.









Holy shit. 500k in debt. What the actual fuck. I would unironically kms if I had that much debt and had to wait till 40 to build any wealth.
Not just imagine the guys that have to pay 1cr+ donation just to get into a decent medical College in India itself

All of this only to start earning well after you are 25+ at least.

Truly brutal
 
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Becoming rich via medicine is a meme. It works of course, but it's the most trampling exhaustive way to go about it. I get why people do it though, it's the most stable and risk averse route, if you're used to always getting the top 1% of your national entrance exams then naturally you'd be inclined to do it.

IMO with the amount of work you put into med school - getting in, studying at university, residency etc you could put it towards a skill which could be monetised and you'd get money far quicker. Like being top 1% in tech, someone with the brains of a med school student could replicate that.
 
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@iraqi @Finnishmogger @kababcel @Saint Casanova
 
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Continuation of our conversation. To summarise it.








Holy shit. 500k in debt. What the actual fuck. I would unironically kms if I had that much debt and had to wait till 40 to build any wealth.
Honestly its not even worth it, pursuing engineering/learning a trade is going to give you much more than that, is wasting your 20s and 30s studying like a complete nerd and wageslaving and working shit ton of overtime just to pay debt really worth the prestige you are getting? Plus its hard to make a name for yourself out here in the field
 
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Continuation of our conversation. To summarise it.








Holy shit. 500k in debt. What the actual fuck. I would unironically kms if I had that much debt and had to wait till 40 to build any wealth.
That's why I said that Europe mogs as long as you're in education. Most people will graduate with 0 or very little debt. The US is very pay to win.
But I can imagine that you can also lower the college fees in the US through support programs or scholarships.
 
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yeah im retiring and my sister is about to graduate with 400k in debt

tech is law
@Jason Voorhees you've seen the tech industry outside of the US. Would you say "tech is law" there as well?
It's a different game imo.
 
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Honestly its not even worth it, pursuing engineering/learning a trade is going to give you much more than that, is wasting your 20s and 30s studying like a complete nerd and wageslaving and working shit ton of overtime just to pay debt really worth the prestige you are getting? Plus its hard to make a name for yourself out here in the field
Getting a master of engineering (some even need a PhD to find a good job) takes as long as medicine. 5.5 years vs 6 for med. And most take a semester or two longer anyways. Idk where this misconception is coming from, that med takes much longer than other advanced degrees.
Also you're almost guaranteed a job afterwards vs in other fields where it can depend on the economy.
 
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E
Becoming rich via medicine is a meme. It works of course, but it's the most trampling exhaustive way to go about it. I get why people do it though, it's the most stable and risk averse route, if you're used to always getting the top 1% of your national entrance exams then naturally you'd be inclined to do it.

IMO with the amount of work you put into med school - getting in, studying at university, residency etc you could put it towards a skill which could be monetised and you'd get money far quicker. Like being top 1% in tech, someone with the brains of a med school student could replicate that.
Easier said than done, that’s all I’m gonna say.

The career stability is no joke. Very objective exams. Extremely appealing to me because I always get 99th percentile scores on any exam I take and I live to do better than others on exams. I’m also interested in the ethics of my life and I would like to spend it saving lives and working with the human body.
 
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@Jason Voorhees you've seen the tech industry outside of the US. Would you say "tech is law" there as well?
It's a different game imo.
High skilled tech jobs always pay well but the problem is competition especially for entry level jobs is fierce. After a few years of experience in the field it's smooth sailing but you'll struggle for a few years.
 
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In brazil its for free on public schools and the top schools are public

I had enough "SAT score"(we call vestibular) to get in the best medical school of the country but my dumbass chose law instead :fuk:
 
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Getting a master of engineering (some even need a PhD to find a good job) takes as long as medicine. 5.5 years vs 6 for med. And most take a semester or two longer anyways. Idk where this misconception is coming from, that med takes much longer than other advanced degrees.
Also you're almost guaranteed a job afterwards vs in other fields where it can depend on the economy.
You don't need a masters degree in engineering usually unless it's very research oriented. Like in Tech the only masters degree people do is to become ML/AI research scientist. They are printing money now due to the AI bubble we are in

But a Masters in a general computer science is meh. You don't need it unless you want to become a professor. The thing is tech moves fast. Some of the stuff you have to learn them yourself. These areas evolve too quickly for traditional academia to keep pace so a lot of this you have to pick up on your own through self learning or workshops bootcamps and hackathons. Your degrees are kind of worthless in tech. People get hired without even setting foot into a university.
 
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Easier said than done, that’s all I’m gonna say.

The career stability is no joke. Very objective exams. Extremely appealing to me because I always get 99th percentile scores on any exam I take and I live to do better than others on exams. I’m also interested in the ethics of my life and I would like to spend it saving lives and working with the human body.
Are you planning for med school after your major?
 
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Are you planning for med school after your major?
Ya. Ironically doing same thing my dad did at the same college.

major -> med school

hopefully no gap yr but may have to take one idfk, limiting factor is gonna be my research/clinical hours and volunteer hours since I am very confident in my grades and MCAT ability
 
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I’ve said it before and I’ll say it again medicine isn’t something you’d wanna perceive if you aren’t NT, aren’t dedicated and have parents that aren’t willing to spend atleast half of your fees throughout a lifetime of 10 years.




 
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Mirin richcel parents
Ya. Ironically doing same thing my dad did at the same college.

major -> med school

hopefully no gap yr but may have to take one idfk, limiting factor is gonna be my research/clinical hours and volunteer hours since I am very confident in my grades and MCAT ability
 
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Mirin richcel parents
Lmao they pretty much ignored me 7th grade - now, only been talking to them a ton recently because of my acne scars making me go mentally insane
 
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You don't need to a masters degree in engineering usually unless it's very research oriented. Like in Tech the only masters degree people do is to become ML/AI research scientist like this. They are printing money rn


Masters in computer science in general is meh. You don't need unless you want to become a professor. The thing is tech moves fast. Some of this you have to learn them yourself. These areas evolve too quickly for traditional academia to keep pace so a lot of this you have to pick up on your own through self learning or workshops bootcamps and hackathons. Your degrees are kind worthless in tech. People get hired without even setting foot into a university.
I'm moreso talking about non computer science engineering degrees. Mech, electrical, civil, etc. I have friends and family members in that field and usually you'll get your masters here.
Only in economics / finance, people don't seem to care much about that (if you want to get into investment banking).
IT seems to be an outlier where official credentials don't matter that much and being self taught is really respected.

High skilled tech jobs always pay well but the problem is competition especially for entry level jobs is fierce. After a few years of experience in the field it's smooth sailing but you'll struggle for a few years.
Yes, for sure you can get a job. But I was moreso wondering how realistic those multi 6 figure salaries in tech are in Europe.
 
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I'm moreso talking about non computer science engineering degrees. Mech, electrical, civil, etc. I have friends and family members in that field and usually you'll get your masters here.
Only in economics / finance, people don't seem to care much about that (if you want to get into investment banking).
IT seems to be an outlier where official credentials don't matter that much and being self taught is really respected.


Yes, for sure you can get a job. But I was moreso wondering how realistic those multi 6 figure salaries in tech are in Europe.
Outside of UK I don't think IT infrastructure in europe is there yet. US is still the place where you want to be for those 6 figure salaries. You remember me making a thread many weeks back and asking you about looking for devops and sde roles in germany. Most of them paid around €60–90k even top offers in munich frankfurt or berlin rarely go above €100k.
 
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I’ve said it before and I’ll say it again medicine isn’t something you’d wanna perceive if you aren’t NT, aren’t dedicated and have parents that aren’t willing to spend atleast half of your fees throughout a lifetime of 10 years.




Eh alotta docs are hella NT, moreso than the average population because of the IQ requirement needed.
 
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everything's jewish, everything's now slavery. rebel and go neet or be a slave. your choice.
 
Outside of UK I don't think IT infrastructure in europe is there yet. US is still the place where you want to be for those 6 figure salaries. You remember me making a thread many weeks back and asking you about looking for devops and sde roles in germany. Most of them paid around €60–90k even top offers in munich frankfurt or berlin rarely go above €100k.
What are salaries like in the UK?
 

Continuation of our conversation. To summarise it.








Holy shit. 500k in debt. What the actual fuck. I would unironically kms if I had that much debt and had to wait till 40 to build any wealth.
so whats ur opinion on the best job thats high income and future proof
 
Id rather be a chad working security
 

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