I unironically believe that having a gf would solve all my problems in life.

[Unhuman]

Pls can someone check if my maths is correct on this. Here are some calculations I have made to find out how having a partner improves one financial situtation.

TL;DR : Assuming that costs and incomes are average (and my calculations are correct), I predicted that I could live comfortably with 800£ left over each month if I had a loyal partner (and if we are both working). Having financial freedom and a gf I can trust would solve ALL of my problems.

Average mortgage repayment (20 year mortgage) £753 - Buying a house is cheaper than renting.

Average gross salary pay £22,516 (For zoomers 18-24)

The income of 2 people = £22,516 * 2 persons = £45,032

Income of 1 person after tax = £22,516 after tax = £19,532

Income of 2 people after tax = £19,532 * 2 persons = £39,064

monthly income of two people after tax = £39,064/12 months = £3,255.3333

monthly income - mortgage payment = £3,255 - £752 = £2,503.00 left over

Bills (5% income after tax) = £162.75

Food at Home (yearly) = 1793

Food Cost for 2 people £1,793 *2 persons=3586

Monthly food cost for 2 people £3,586 / 12 months= £298.8333

Phone bill = £99

Student loan payments (yearly) = 2026.44

Yearly student loan repayement for 2 people = 2026.44*2 persons=4052.88

monthly student loan repayements = 4052.88/12 = 337.74

Final calculations:

162.75+753+298.83+99=1,313.58 a/month overhead for two people

3255.33-1313.58=1941.75 income - overhead

1941.75/2=970.875 each have left over if they do not have student loans.

(if both have student loans)

1313.58+337.74=1651.32 overhead + monthly student loan

3,255-1,651.32=1,603.68 amount left over for two people

1603.68/2 people= 801.84 both people get this amount each

 

[ElTruecel]

Stopped reading at mortgage You arent owning a home or even going to rent a home with this current housing market boyo

 

[Deleted member 52057]

Take into account jamal's bills

 

[Unhuman]

Stopped reading at mortgage You arent owning a home or even going to rent a home with this current housing market boyo

What if I moved to the countryside and worked online?

 

[Unhuman]

Take into account jamal's bills

I am the Jamal.

 

[Deleted member 51576]

 

[Unhuman]

Stopped reading at mortgage You arent owning a home or even going to rent a home with this current housing market boyo

Do you know what the current interest rates are?

 

[standardcel]

Until she cheats on you and you’re on constant stress or anxiety that she might cheat

 

[ElTruecel]

Do you know what the current interest rates are?

High so overall shit

 

[Unhuman]

Until she cheats on you and you’re on constant stress or anxiety that she might cheat

This is the downside of the plan tbh. I think I would like 2 girlfriends so there is an extra source of shared income here.

 

[Unhuman]

bump

 

[Thompsonz]

Same here OP

 

[Unhuman]

Same here OP

We are very much alike.

 

[Unhuman]

It's very funny how feminists want to break up the family unit and make everyone life worse in the process.

 

[Unhuman]

Feminism is cancer.

 

[User28823]

you've got the wrong mentality

u should be making enough bread that u can cover these costs by urself

in no world would i ever let myself depend on a woman to make sure i can meet my mortgage bill

 

[Unhuman]

u should be making enough bread that u can cover these costs by urself

Why? Most zoomers are unable to do this.

 

[Deleted member 21716]

jfl at you if you think a girl will solve everything. your the only person that can help yourself. most women are unreliable anyways.

 

[autistic_tendencies]

you’re a fucking idiot tbh
Hahahahah

 

[Unhuman]

you’re a fucking idiot tbh
Hahahahah

are you going to explain your reasoning?

 

[Sanguinius]

Are you talking a fantasy gf where she genuinely loves you and will always be loyal? Or are you talking about a relationship with a real life foid? Because the work only really begins once you get a gf irl

 

[autistic_tendencies]

are you going to explain your reasoning?

What’s your age
15 maybe

 

[Unhuman]

jfl at you if you think a girl will solve everything. your the only person that can help yourself. most women are unreliable anyways.

This is bluepilled cope. You can do so much if you have £800 left over every month.

 

[Unhuman]

What’s your age
15 maybe

21 why am I an idiot?

 

[Unhuman]

Are you talking a fantasy gf where she genuinely loves you and will always be loyal? Or are you talking about a relationship with a real life foid? Because the work only really begins once you get a gf irl

A real life woman.

 

[autistic_tendencies]

21 why am I an idiot?

You have lots to learn about women fren
They all leave eventually

 

[Sanguinius]

A real life woman.

If you're not of the quality that foids would usually demand from a bf and yet you somehow find yourself with a gf, then prepare for the most humiliating and cucked experience

 

[Deleted member 21716]

This is bluepilled cope. You can do so much if you have £800 left over every month.

lmao how am I blue pilled when you are the one thinking that a girl will help save your problems. and just 800. you can't afford shit with that.

 

[Unhuman]

If you're not of the quality that foids would usually demand from a bf and yet you somehow find yourself with a gf, then prepare for the most humiliating and cucked experience

I'm currently researching marriage contracts. I want to create a condition where if someone is unfaithful they have to leave the house whilst still paying for the mortgage.

 

[Unhuman]

lmao how am I blue pilled when you are the one thinking that a girl will help save your problems. and just 800. you can't afford shit with that.

£800 a/mo is a lot of money. In fact it's so much that I think I've messed up the calculations.

 

[Deleted member]

fucking cuck jfl I cringed reading ur thread tbh rope asap or get cucked betamcbuxxon fag

 

[Deleted member 21716]

£800 a/mo is a lot of money. In fact it's so much that I think I've messed up the calculations.

lmao that's literally crumbs

 

[Unhuman]

lmao that's literally crumbs

where you born into a rich family?

 

[Deleted member 21716]

where you born into a rich family?

relatively wealthy I'd say upper middle class. my mom makes a bit over 500k a year on the board of a hospital group and my dad before he died made a lot more has the head of an accounting firm.

 

[Deleted member 46979]

it's easy to think this when you do not take into account the risk, as well as the infidelity and divorce data

 

[Unhuman]

relatively wealthy

my mom makes a bit over 500k a year

You are filthy stinking rich.

My post doesn't apply to then. I am on the complete opposite end of the socioeconomic ladder than you. The OP is a good strategy for social mobility for someone like me.

 

[User28823]

Why? Most zoomers are unable to do this.

i am, why do u wanna be like the rest of those bums?

 

[IAMNOTANINCEL]

jfl at you if you think a girl will solve everything.

It will

 

[Deleted member 21716]

It will

it won't