I will do whatever it takes to protect my credit score

DarkTetrad

DarkTetrad

I am above law enforcement
Joined
Oct 29, 2022
Posts
2,027
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I have 8 car payments left
Never missed a credit card payment

I’ll do whatever it takes to protect it. Taking out massive loans and making business is the only way to become wealthy.
 
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  • JFL
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bluepiller detected


 
  • JFL
Reactions: Patient A and Deleted member 15302
least capitalistic American citizen
 
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Reactions: thereallegend and gribsufer1
kranerman23123 said:
bluepiller detected


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LMFAOOOOOO

Thanks for the advice but I’ll stick to my strategy. I need to build my rep to take out massive loans. 20k isn’t enough I need $150k minimum

Stealing $20k and ruining your credit score is a horrible long term strategy. You can’t do much with 20k. You can buy a car and education. Money you spend on ANYTHING else with that stolen $20k will go to waste and if you can’t generate income once that $20k runs out you’re in a hole you’ll never recover from.
 
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Reactions: Patient A and Crusile
DarkTetrad said:
LMFAOOOOOO

Thanks for the advice but I’ll stick to my strategy. I need to build my rep to take out massive loans. 20k isn’t enough I need $150k minimum

Stealing $20k and ruining your credit score is a horrible long term strategy. You can’t do much with 20k. You can buy a car and education. Money you spend on ANYTHING else with that stolen $20k will go to waste and if you can’t generate income once that $20k runs out you’re in a hole you’ll never recover from.
Click to expand...
well in this context he had taken the money out to buy a bunch of bitcoin and it worked for him
 
kranerman23123 said:
well in this context he had taken the money out to buy a bunch of bitcoin and it worked for him
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Hella risky. And even then if he truly made bank he should still pay back the loan, and on time.

Would you rather have 10 million dollars and be known to be a scheming cheat and horrible rep

Or 5 million dollars but known to always pay back any loans or debt and have a good rep?

The second one is a far better situation because both have enough money, but the second one is more trusted, and less hated.

But…

5 million dollars and known to be a cheat and hated and horrible rep

0 dollars and perfect rep?

Obviously in this situation the first one is better even though the difference is the same as the first.

It depends on your situation, and I would only recommend your strategy if you’re desperately in a poverty hole that you think you’ll never recover from. Otherwise honesty is a better policy in the corporate world long term.
 
I will get my credit card when I turn 18 in may with a max of £1000.

I will have two as soon as I turn 18
 
Pretty said:
I will get my credit card when I turn 18 in may with a max of £1000.

I will have two as soon as I turn 18
Click to expand...
How will you know your limit?

This is a recipe for debt.
 
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Reactions: thereallegend
DarkTetrad said:
I have 8 car payments left
Never missed a credit card payment

I’ll do whatever it takes to protect it. Taking out massive loans and making business is the only way to become wealthy.
Click to expand...
I hate car my payments so much. Mine are $750 because I decided to do a 48 month term like an aspie.
 
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Reactions: Deleted member 4362
Exterminator said:
I hate car my payments so much. Mine are $750 because I decided to do a 48 month term like an aspie.
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Breh I got meme’d so hard. I paid 36% down and agreed to a 12 month plan rofl. I didn’t have credit at the time so I just really wanted to get it started to break the ice.
 
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DarkTetrad said:
Breh I got meme’d so hard. I paid 36% down and agreed to a 12 month plan rofl. I didn’t have credit at the time so I just really wanted to get it started to break the ice.
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Wtf a 12 month plan. Never heard of loan terms that low. You either driving a 1998 Lada or you paying like $2000 a month. What’s your APR? mine is 3.9% which is lifefuel.
 
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Exterminator said:
Wtf a 12 month plan. Never heard of loan terms that low. You either driving a 1998 Lada or you paying like $2000 a month. What’s your APR? mine is 3.9% which is lifefuel.
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1998 LMFAOOO
It’s 2006. I pay $470 a month. My APR was very high, I’m don’t remember though, way higher than yours. It was 6 or 8 cant remember, I know it was even.
 
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Reactions: Jigen
DarkTetrad said:
1998 LMFAOOO
It’s 2006. I pay $470 a month. My APR was very high, I’m don’t remember though, way higher than yours. It was 6 or 8 cant remember, I know it was even.
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That’s not bad though. 1 year and the car is yours. Avg person pays $650 a month for their car. And that’s for a 60+ month loan. 2006 is also decent if it’s a Japanese brand like Honda, Toyota, Lexus. I wouldn’t even touch a 2006 German or French car.

I am thinking about selling my car and getting an older car it has to be at least 2012 tho cus I need it to have Bluetooth and decent acceleration.
 
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Reactions: Deleted member 4362
Exterminator said:
That’s not bad though. 1 year and the car is yours. Avg person pays $650 a month for their car. And that’s for a 60+ month loan. 2006 is also decent if it’s a Japanese brand like Honda, Toyota, Lexus. I wouldn’t even touch a 2006 German or French car.

I am thinking about selling my car and getting an older car it has to be at least 2012 tho cus I need it to have Bluetooth and decent acceleration.
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It’s Toyota. LAYGIT though if it’s not Honda or Toyota and it’s over 10 years old I wouldn’t touch it. I don’t know about Lexus, that’s a luxury car and I actually, if I get life in order and get rich, want to purchase a large sized new Lexus to pick bitches up with.

Depending on how my life plays out I may or may not sell the car once I pay it off. Transportation is invaluable but I can get 3.5 maybe 4 grand off it in a heart beat and I might be able to invest that into something big since I’m currently programmcelling and learning mechanics online. Not just by myself but legit laid courses. I have a CDL but I got fired from my last job cuz my boss is a legit asshole and I have to wait until parole ends (in just 16 days now) until I can find a job because I can’t leave the county.
 
CREDIT SCORE IS EVERYTHING
I never missed payment. credit score = 785
 
Pretty said:
I will get my credit card when I turn 18 in may with a max of £1000.

I will have two as soon as I turn 18
Click to expand...
niggas not even 18 and has 14000 posts on looksmax.org
 
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