Refunding Bank Transactions

harmonytingfam

harmonytingfam

"I am going to accept the terms and conditions"
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HOW TO GET EVERYTHING REFUNDED

Discovered this method abt a month ago now and have gotten $2000+ in refunds on random shit i've bought over the course of this year.

METHOD:
Call your bank up say that there's been unauthorised purchases made using your card.

Give them the dates of the transactions you want to get refunded (Be selective. don't try to get too much refunded at once)

90% of the time you'll receive a refund back within 3 business days. HOWEVER sometimes they send your case to the dispute specialists team. In this case you won't be getting the refund because they can see the transactions were not fraudulent so you'll just have the wait and try again on a different day.

IMPORTANT!
The trick is once you've cancelled your card and gotten the refund. You then call them up again a week or two later saying you missed some transactions and need those refunded too. Most of the time you'll also receive this back but if not you'll just have to try again. Repeat this however much you like. You can also do this for your new card too.

No idea what the consequences of doing this are, i'm in Australia so I don't know how this would work in other countries but I've made back most of the money I spent online for peps, clothes, ect..

I've used this method to make back all the money I lost trading crypto and i'm now using the money to reinvest in roids.
 
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Reactions: 134applesauce456, swapsocials, gigacumster3000 and 5 others
You noobs so out of ideas that you gotta resort to refund fraud to make money LUL
 
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You noobs so out of ideas that you gotta resort to refund fraud to make money LUL
still works and better than jugging randoms on the street :feelsohh:
 
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still works and better than jugging randoms on the street :feelsohh:
You do realize you can just report your card stolen and then do an ATM withdrawal of $1k and they will replace your money?
 
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You do realize you can just report your card stolen and then do an ATM withdrawal of $1k and they will replace your money?
Lowk will try that thanks bhai
 
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You do realize you can just report your card stolen and then do an ATM withdrawal of $1k and they will replace your money?
but they need ur pin to take money out
 
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No idea what the consequences of doing this are, i'm in Australia so I don't know how this would work in other countries but I've made back most of the money I spent online for peps, clothes, ect..
Just commit bank fraud theory
 
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if youre dumb enough to try this you deserve getting arrested atp
It works, it's just not something you can spam. Like you can do it once every 2-3 year. But if you're a dumbass and try to do it every week, then you're gonna get done for fraud.

This is a method you use when desperate and need to double your money quickly
 
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Reactions: 134applesauce456, BigBallsLarry and NubHumanSiggerz
You do realize you can just report your card stolen and then do an ATM withdrawal of $1k and they will replace your money?
They also have cameras on practically every ATM, so if they wanted to investigate in any further- they will clearly see you were the one that withdrew the cash.

also @harmonytingfam
149412.jpg

His expression perfectly fits how dumb this thread is.
 
Last edited:
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Reactions: 134applesauce456, 5'8 ltn and BigBallsLarry
They also have cameras on practically every ATM, so if they wanted to investigate in any further- they will clearly see you were the one that withdrew the cash.

also @harmonytingfam
149412.jpg

His expression perfectly fits how dumb this thread is.
Wear a ski mask and shit, make it seem like you are the robber
 
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Reactions: 134applesauce456 and BigBallsLarry
They also have cameras on practically every ATM, so if they wanted to investigate in any further- they will clearly see you were the one that withdrew the cash.
Sure, but think about it in practice. Companies are always trying to cut costs and avoid investigations. This is why this usually works and banks don't do any follow up. They just take your word for it. They will only start investigating if you do this repeatedly.

This is why I said you shouldn't make a habit of this. Only do it when you're desperate for money.
 
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Reactions: 134applesauce456, gymceltard and BigBallsLarry
They also have cameras on practically every ATM, so if they wanted to investigate in any further- they will clearly see you were the one that withdrew the cash.

also @harmonytingfam
149412.jpg

His expression perfectly fits how dumb this thread is.
literally just cover your face dumb fuck
 
Based tbh

I've done the same thing and gotten free TV, free PS5, and a free pocket pussy sex toy :feelskek:

Fuck the jewish bankers nigga.
 
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Based tbh

I've done the same thing and gotten free TV, free PS5, and a free pocket pussy sex toy :feelskek:

Fuck the jewish bankers nigga.
mirin
 
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genuinely hope you get your ass played with when they toss you in juvie for fraud

This will never happen retard, or else nobody would ever chargeback credit card transactions ever
 
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HOW TO GET EVERYTHING REFUNDED

Discovered this method abt a month ago now and have gotten $2000+ in refunds on random shit i've bought over the course of this year.

METHOD:
Call your bank up say that there's been unauthorised purchases made using your card.

Give them the dates of the transactions you want to get refunded (Be selective. don't try to get too much refunded at once)

90% of the time you'll receive a refund back within 3 business days. HOWEVER sometimes they send your case to the dispute specialists team. In this case you won't be getting the refund because they can see the transactions were not fraudulent so you'll just have the wait and try again on a different day.

IMPORTANT!
The trick is once you've cancelled your card and gotten the refund. You then call them up again a week or two later saying you missed some transactions and need those refunded too. Most of the time you'll also receive this back but if not you'll just have to try again. Repeat this however much you like. You can also do this for your new card too.

No idea what the consequences of doing this are, i'm in Australia so I don't know how this would work in other countries but I've made back most of the money I spent online for peps, clothes, ect..

I've used this method to make back all the money I lost trading crypto and i'm now using the money to reinvest in roids.
I did this last year and refunded 800$ csgo skins like 5 times lmao
 
  • +1
  • JFL
Reactions: gymceltard, 134applesauce456 and harmonytingfam
HOW TO GET EVERYTHING REFUNDED

Discovered this method abt a month ago now and have gotten $2000+ in refunds on random shit i've bought over the course of this year.

METHOD:
Call your bank up say that there's been unauthorised purchases made using your card.

Give them the dates of the transactions you want to get refunded (Be selective. don't try to get too much refunded at once)

90% of the time you'll receive a refund back within 3 business days. HOWEVER sometimes they send your case to the dispute specialists team. In this case you won't be getting the refund because they can see the transactions were not fraudulent so you'll just have the wait and try again on a different day.

IMPORTANT!
The trick is once you've cancelled your card and gotten the refund. You then call them up again a week or two later saying you missed some transactions and need those refunded too. Most of the time you'll also receive this back but if not you'll just have to try again. Repeat this however much you like. You can also do this for your new card too.

No idea what the consequences of doing this are, i'm in Australia so I don't know how this would work in other countries but I've made back most of the money I spent online for peps, clothes, ect..

I've used this method to make back all the money I lost trading crypto and i'm now using the money to reinvest in roids.
just admit to comitting crimes theory
 
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Reactions: Mizi44 and harmonytingfam
lmao get a job instead of being a broke scumbag trying to scam people outta money
 
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Litteraly won't work lmfao maybe in the shithole you live :forcedsmile::forcedsmile:just get a job kid
 
Litteraly won't work lmfao maybe in the shithole you live :forcedsmile::forcedsmile:just get a job kid
“wont work” works for me.

i can’t get a job either i’m at boarding school and they are strict on freedom outside of school
 
“wont work” works for me.

i can’t get a job either i’m at boarding school and they are strict on freedom outside of school
Tales from Mumbai
 
Bro why do you think banks give you the option of changing your pin when you order replacement cards
how dows that change anything? they still need to know your pin?
 
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Reactions: harmonytingfam

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