Wealth tier list

[Jason Voorhees]

I also defined the financial goal of each tier

1. Broke/debted (< $0 Net Worth)

Negative net worth, debt exceeds assets
,Living paycheck to paycheck or on welfare.

Goals-Pay off debt, build savings, and achieve stability

2. Financially Struggling ($0 – $50k Net Worth)

Barely any savings,reliant on income to survive,Basic needs covered,no room for luxuries or emergencies.

Goals: Build an emergency fund, start investing


3. Financially Stable ($50k – $100k Net Worth)

Small savings, manageable debt, living within means,Comfortable but with limited discretionary spending.

Goals: Grow investments and prepare for long-term goals like homeownership


4. Middle Class ($100k – $1M Net Worth)

Solid savings, some investments, and home equity, Can afford vacations, a decent car, and a small home in subruvs but needs to budget carefully.

Goals: Build wealth for retirement and education.

5. Upper Middle Class ($1M – $5M Net Worth)

Considered "comfortable millionaires" financial independence is within reach unless you live in some shithole like London or California in which case this category can beconsidered Middle Class. You owns a nice home in a decent neighborhood, drives luxury vehicles and enjoys high-quality vacations.

Goals: Secure financial freedom and generational wealth.


6. Affluent ($5M – $10M Net Worth)

Wealthy enough for a luxury lifestyle but not in the ultra-rich category.Can own supercars, luxury watches, multiple properties, and travel first-class

Goals: Expand investments while enjoying luxuries sustainably.


7. High-Net-Worth Individual (HNWI) ($10M – $30M Net Worth)

Recognized as wealthy by global standards. Owns multiple luxury homes, yachts, and private jets,access to exclusive clubs.

Goals: Legacy planning,, and high-profile investments

8. Ultra-High-Net-Worth Individual (UHNW) ($30M – $500M Net Worth)

Elite wealth, part of the global 0.1%. Private islands, private aviation, and investments in major companies at this point money is no object.Money becomes irrelevant for day-to-day spending everything is just spare change for you after this tier.

Goals: Influence markets, maintaining legacy and ventures into buisnesses


9. Billionaire ($500M – $10B Net Worth)

Ruling the top 0.01%. Insane influence and power. Owns companies, controls industries, and shapes global markets.

Goals: World-changing ventures, Can do philanthropy and


10. Centibillionaire ($100B+ Net Worth)

Ultra-elite (e.g., Jeff Bezos, Elon Musk).

Direct access to world leaders, space programs, power to influence countreis and define future industries.

Goals: Reshape humanity, mega-scale philanthropy, and personal legacy.


Which tier are you in?

 

[Mess]

Upper middle class

 

[Jason Voorhees]

@moredatesmorerapes @TechnoBoss @FaceandBBC @sportsmogger @Dominicoon @Gengar @Klasik616 @NZb6Air

 

[Carbine]

T. 3

 

[moodless]

Net worth is worse that average monthly income imo to differentiate people into brackets

This thread is also applied to Americans only because of different buying power etc.

 

[Gengar]

Financially struggling.

 

[Jason Voorhees]

T. 3

With education for access to high paying jobs and right investments you can become Middle class

 

[Jason Voorhees]

Net worth is worse that average monthly income imo to differentiate people into brackets

This thread is also applied to Americans only because of different buying power etc.

I agree but it's the most quantifiable way of measuring wealth. Monthly income is variable and hard to keep track off and yes this thread is from american perspective. I even specified in California how due to housing prices and inflation even millionaires are relegated to the middle class purchasing power

 

[Jason Voorhees]

@SecularIslamist @forevergymcelling @WeiWei @User28823 @Always Stay You

 

[Jason Voorhees]

@RICHCELDOM @NoReedemingFeature

 

[not__cel]

4 trying to get to 5

 

[forevergymcelling]

Financially stable failure

Though I go on 6 vacations a year and can buy whatever I want whenever. I have 0 debt

 

[flippasav]

Middle middle class tbh

 

[Jason Voorhees]

@TUSSELEIF @iloveboobs

 

[forevergymcelling]

Middle middle class tbh

How did you make your money? Or are you talking about your parents / family

 

[Deleted member 87612]

less than 1k

 

[RICHCELDOM]

Trillionaire or death tbh

 

[flippasav]

How did you make your money? Or are you talking about your parents / family

My bad it’s my fault, I meant financially stable got shit mixed up jfl
I just add my work money + University loan which brings me to almost around 60k a year. I could get my parents to help me out but they need it themselves

 

[w0rkingondy1ng]

I also defined the financial goal of each tier

1. Broke/debted (< $0 Net Worth)

Negative net worth, debt exceeds assets
,Living paycheck to paycheck or on welfare.

Goals-Pay off debt, build savings, and achieve stability

2. Financially Struggling ($0 – $50k Net Worth)

Barely any savings,reliant on income to survive,Basic needs covered,no room for luxuries or emergencies.

Goals: Build an emergency fund, start investing


3. Financially Stable ($50k – $100k Net Worth)

Small savings, manageable debt, living within means,Comfortable but with limited discretionary spending.

Goals: Grow investments and prepare for long-term goals like homeownership


4. Middle Class ($100k – $1M Net Worth)

Solid savings, some investments, and home equity, Can afford vacations, a decent car, and a small home in subruvs but needs to budget carefully.

Goals: Build wealth for retirement and education.

5. Upper Middle Class ($1M – $5M Net Worth)

Considered "comfortable millionaires" financial independence is within reach unless you live in some shithole like London or California in which case this category can beconsidered Middle Class. You owns a nice home in a decent neighborhood, drives luxury vehicles and enjoys high-quality vacations.

Goals: Secure financial freedom and generational wealth.


6. Affluent ($5M – $10M Net Worth)

Wealthy enough for a luxury lifestyle but not in the ultra-rich category.Can own supercars, luxury watches, multiple properties, and travel first-class

Goals: Expand investments while enjoying luxuries sustainably.


7. High-Net-Worth Individual (HNWI) ($10M – $30M Net Worth)

Recognized as wealthy by global standards. Owns multiple luxury homes, yachts, and private jets,access to exclusive clubs.

Goals: Legacy planning,, and high-profile investments.

8. Ultra-High-Net-Worth Individual (UHNW) ($30M – $500M Net Worth)

Elite wealth, part of the global 0.1%. Private islands, private aviation, and investments in major companies.

Goals: Influence markets, maintaining legacy and ventures into buisnesses


9. Billionaire ($500M – $10B Net Worth)

Ruling the top 0.01%. Insane influence and power. Owns companies, controls industries, and shapes global markets.

Goals: World-changing ventures, Can do philanthropy and at this point money is just an object.


10. Centibillionaire ($100B+ Net Worth)

Ultra-elite (e.g., Jeff Bezos, Elon Musk).

Direct access to world leaders, space programs, power to influence countreis and define future industries.

Goals: Reshape humanity, mega-scale philanthropy, and personal legacy.


Which tier are you in?

financially struggling gang

 

[sub5outsider]

average people are 1 and to 2 while projecting a life of 3 and 4

 

[Dominicoon]

im finna be nigga rich soon

 

[Jason Voorhees]

@deadstock @Akhi @cucklek @LancasteR @StarvedEpi

 

[Jason Voorhees]

@Chinacurry @JohnDoe @Debetro

 

[Flowerpot]

Okay do one for curryland now

 

[Jason Voorhees]

Okay do one for curryland now

You can look up purchasing power parity for your city and the US and translate the figures accordingly

 

[Jason Voorhees]

im finna be nigga rich soon

Which tier are you in boyo?

 

[Dominicoon]

Which tier are you in boyo?

2

 

[Jason Voorhees]

2

I thought you were pretty rich tbh. Atleast that is how you sounded

 

[JohnBaza]

I also defined the financial goal of each tier

1. Broke/debted (< $0 Net Worth)

Negative net worth, debt exceeds assets
,Living paycheck to paycheck or on welfare.

Goals-Pay off debt, build savings, and achieve stability

2. Financially Struggling ($0 – $50k Net Worth)

Barely any savings,reliant on income to survive,Basic needs covered,no room for luxuries or emergencies.

Goals: Build an emergency fund, start investing


3. Financially Stable ($50k – $100k Net Worth)

Small savings, manageable debt, living within means,Comfortable but with limited discretionary spending.

Goals: Grow investments and prepare for long-term goals like homeownership


4. Middle Class ($100k – $1M Net Worth)

Solid savings, some investments, and home equity, Can afford vacations, a decent car, and a small home in subruvs but needs to budget carefully.

Goals: Build wealth for retirement and education.

5. Upper Middle Class ($1M – $5M Net Worth)

Considered "comfortable millionaires" financial independence is within reach unless you live in some shithole like London or California in which case this category can beconsidered Middle Class. You owns a nice home in a decent neighborhood, drives luxury vehicles and enjoys high-quality vacations.

Goals: Secure financial freedom and generational wealth.


6. Affluent ($5M – $10M Net Worth)

Wealthy enough for a luxury lifestyle but not in the ultra-rich category.Can own supercars, luxury watches, multiple properties, and travel first-class

Goals: Expand investments while enjoying luxuries sustainably.


7. High-Net-Worth Individual (HNWI) ($10M – $30M Net Worth)

Recognized as wealthy by global standards. Owns multiple luxury homes, yachts, and private jets,access to exclusive clubs.

Goals: Legacy planning,, and high-profile investments

8. Ultra-High-Net-Worth Individual (UHNW) ($30M – $500M Net Worth)

Elite wealth, part of the global 0.1%. Private islands, private aviation, and investments in major companies at this point money is no object.Money becomes irrelevant for day-to-day spending everything is just spare change for you after this tier.

Goals: Influence markets, maintaining legacy and ventures into buisnesses


9. Billionaire ($500M – $10B Net Worth)

Ruling the top 0.01%. Insane influence and power. Owns companies, controls industries, and shapes global markets.

Goals: World-changing ventures, Can do philanthropy and


10. Centibillionaire ($100B+ Net Worth)

Ultra-elite (e.g., Jeff Bezos, Elon Musk).

Direct access to world leaders, space programs, power to influence countreis and define future industries.

Goals: Reshape humanity, mega-scale philanthropy, and personal legacy.


Which tier are you in?

2. Financially Struggling ($0 – $50k Net Worth)

 

[Dominicoon]

I thought you were pretty rich tbh. Atleast that is how you sounded

I’m young tho

 

[Chinacurry]

Make it based on net liquid.

Every boomer in the west or China is inflated otherwise cos hold property they bought for cents on the dollar

 

[AustrianMogger]

I also defined the financial goal of each tier

1. Broke/debted (< $0 Net Worth)

Negative net worth, debt exceeds assets
,Living paycheck to paycheck or on welfare.

Goals-Pay off debt, build savings, and achieve stability

2. Financially Struggling ($0 – $50k Net Worth)

Barely any savings,reliant on income to survive,Basic needs covered,no room for luxuries or emergencies.

Goals: Build an emergency fund, start investing


3. Financially Stable ($50k – $100k Net Worth)

Small savings, manageable debt, living within means,Comfortable but with limited discretionary spending.

Goals: Grow investments and prepare for long-term goals like homeownership


4. Middle Class ($100k – $1M Net Worth)

Solid savings, some investments, and home equity, Can afford vacations, a decent car, and a small home in subruvs but needs to budget carefully.

Goals: Build wealth for retirement and education.

5. Upper Middle Class ($1M – $5M Net Worth)

Considered "comfortable millionaires" financial independence is within reach unless you live in some shithole like London or California in which case this category can beconsidered Middle Class. You owns a nice home in a decent neighborhood, drives luxury vehicles and enjoys high-quality vacations.

Goals: Secure financial freedom and generational wealth.


6. Affluent ($5M – $10M Net Worth)

Wealthy enough for a luxury lifestyle but not in the ultra-rich category.Can own supercars, luxury watches, multiple properties, and travel first-class

Goals: Expand investments while enjoying luxuries sustainably.


7. High-Net-Worth Individual (HNWI) ($10M – $30M Net Worth)

Recognized as wealthy by global standards. Owns multiple luxury homes, yachts, and private jets,access to exclusive clubs.

Goals: Legacy planning,, and high-profile investments

8. Ultra-High-Net-Worth Individual (UHNW) ($30M – $500M Net Worth)

Elite wealth, part of the global 0.1%. Private islands, private aviation, and investments in major companies at this point money is no object.Money becomes irrelevant for day-to-day spending everything is just spare change for you after this tier.

Goals: Influence markets, maintaining legacy and ventures into buisnesses


9. Billionaire ($500M – $10B Net Worth)

Ruling the top 0.01%. Insane influence and power. Owns companies, controls industries, and shapes global markets.

Goals: World-changing ventures, Can do philanthropy and


10. Centibillionaire ($100B+ Net Worth)

Ultra-elite (e.g., Jeff Bezos, Elon Musk).

Direct access to world leaders, space programs, power to influence countreis and define future industries.

Goals: Reshape humanity, mega-scale philanthropy, and personal legacy.


Which tier are you in?

I am in the lookmaxing tier. No point in investing before doing surgerys

 

[Jason Voorhees]

I am in the lookmaxing tier. No point in investing before doing surgerys

Yes you will get the surgeries by giving the surgeon your good wishes and blessings to perform the surgery on you .

 

[JohnDoe]

Broke/Debted aka Over.

 

[Jason Voorhees]

@noodlelover @MA_ascender

 

[Jason Voorhees]

Broke/Debted aka Over.

How much in debt?

 

[aryan mogger]

0$ cuz im underage

 

[yeeyeeslayer]

8

 

[JohnDoe]

How much in debt?

Ehh was like 3k but most of it is written off so not that much if i start working it will all go away quite quickly.

 

[Jason Voorhees]

Ehh was like 3k but most of it is written off so not that much if i start working it will all go away quite quickly.

Working what? Do you have a degree in STEM or have relevant work experience.

 

[Meteor21]

Mfs making $50,000 a year

Mfs making $50,001 a year

 

[datboijj]

Net worth is worse that average monthly income imo to differentiate people into brackets

This thread is also applied to Americans only because of different buying power etc.

every one outside of America should be measuring all their income in usd
until bitcoin overtakes in like 15 years
that's why i love how canada dollar is so trash im gonna make 180k usd in 8 months
which is almost 252k in canada

 

[uksucks]

I also defined the financial goal of each tier

1. Broke/debted (< $0 Net Worth)

Negative net worth, debt exceeds assets
,Living paycheck to paycheck or on welfare.

Goals-Pay off debt, build savings, and achieve stability

2. Financially Struggling ($0 – $50k Net Worth)

Barely any savings,reliant on income to survive,Basic needs covered,no room for luxuries or emergencies.

Goals: Build an emergency fund, start investing


3. Financially Stable ($50k – $100k Net Worth)

Small savings, manageable debt, living within means,Comfortable but with limited discretionary spending.

Goals: Grow investments and prepare for long-term goals like homeownership


4. Middle Class ($100k – $1M Net Worth)

Solid savings, some investments, and home equity, Can afford vacations, a decent car, and a small home in subruvs but needs to budget carefully.

Goals: Build wealth for retirement and education.

5. Upper Middle Class ($1M – $5M Net Worth)

Considered "comfortable millionaires" financial independence is within reach unless you live in some shithole like London or California in which case this category can beconsidered Middle Class. You owns a nice home in a decent neighborhood, drives luxury vehicles and enjoys high-quality vacations.

Goals: Secure financial freedom and generational wealth.


6. Affluent ($5M – $10M Net Worth)

Wealthy enough for a luxury lifestyle but not in the ultra-rich category.Can own supercars, luxury watches, multiple properties, and travel first-class

Goals: Expand investments while enjoying luxuries sustainably.


7. High-Net-Worth Individual (HNWI) ($10M – $30M Net Worth)

Recognized as wealthy by global standards. Owns multiple luxury homes, yachts, and private jets,access to exclusive clubs.

Goals: Legacy planning,, and high-profile investments

8. Ultra-High-Net-Worth Individual (UHNW) ($30M – $500M Net Worth)

Elite wealth, part of the global 0.1%. Private islands, private aviation, and investments in major companies at this point money is no object.Money becomes irrelevant for day-to-day spending everything is just spare change for you after this tier.

Goals: Influence markets, maintaining legacy and ventures into buisnesses


9. Billionaire ($500M – $10B Net Worth)

Ruling the top 0.01%. Insane influence and power. Owns companies, controls industries, and shapes global markets.

Goals: World-changing ventures, Can do philanthropy and


10. Centibillionaire ($100B+ Net Worth)

Ultra-elite (e.g., Jeff Bezos, Elon Musk).

Direct access to world leaders, space programs, power to influence countreis and define future industries.

Goals: Reshape humanity, mega-scale philanthropy, and personal legacy.


Which tier are you in?

Wealth should be defined as time freedom, location freedom and generational

Most are subhuman in those categories. Also most of their wealth is equity in their home which they live in, so not liquid.

Or it's in their business which they can't move abroad or decide to go on holiday at the drop of a hat

AI will run businesses themselves and make them bankrupt

 

[moodless]

every one outside of America should be measuring all their income in usd
until bitcoin overtakes in like 15 years
that's why i love how canada dollar is so trash im gonna make 180k usd in 8 months
which is almost 252k in canada

This is retarded if you are being a 100 percent serious

 

[datboijj]

This is retarded if you are being a 100 percent serious

I'm just following all those idiots who keep. Using the US dollars when they're like European.

 

[moodless]

I'm just following all those idiots who keep. Using the US dollars when they're like European.

Now your ramblings don't even make sense, what does this have to do with your previous point?

every one outside of America should be measuring all their income in usd

This is retarded because you are under some fantasy reality that every country operates with the same cost of living as the US.

4k USD is enough to own spacious houses, live a high QOL, afford a car and raise multiple children in some countries. And I don't mean mud huts but living comfortable in well developed areas.

In the US, this is classified as middle class.

If you are living in, let's say Greece. You should equate your finances to your local currency because you are paying and investing with Greek currency as your buying power, not the Dollar.

 

[Jason Voorhees]

Now your ramblings don't even make sense, what does this have to do with your previous point?



This is retarded because you are under some fantasy reality that every country operates with the same cost of living as the US.

4k USD is enough to own spacious houses, live a high QOL, afford a car and raise multiple children in some countries. And I don't mean mud huts but living comfortable in well developed areas.

In the US, this is classified as middle class.

If you are living in, let's say Greece. You should equate your finances to your local currency because you are paying and investing with Greek currency as your buying power, not the Dollar.

Correct it's insane to me how fully grown adults dont understand budgeting, purchasing parties and finances. These are literally the basic skills that you need to learn for wealth management.

 

[Jason Voorhees]

Wealth should be defined as time freedom, location freedom and generational

Most are subhuman in those categories. Also most of their wealth is equity in their home which they live in, so not liquid.

Or it's in their business which they can't move abroad or decide to go on holiday at the drop of a hat

AI will run businesses themselves and make them bankrupt

False all the upper tiers I mentioned generally have diverse portfolios. It's only the middle class with their home equity making up a significant part of their wealth. Liquid wealth is also not necessary after a certain point. Dividends and IPOs more than allow you travel abroad and enjoy independence too. What you are talking about is local small scale buisnesses

 

[shia.jihadist]

centibillionaire or death in 2024

 

[uksucks]

False all the upper tiers I mentioned generally have diverse portfolios. It's only the middle class with their home equity making up a significant part of their wealth. Liquid wealth is also not necessary after a certain point. Dividends and IPOs more than allow you travel abroad and enjoy independence too. What you are talking about is local small scale buisnesses

Those upper tiers are less than 0.1% of people
For 99% of people they are only reaching the upper middle class at most and that is low millions.