Who are the uncs here I need to talk to them

[whitecelcoper]

I need to have a conversation with them to expand my vocabulary. Maybe get life advice too. If you are an unc tell me something you didn't know when you were young. I feel like my life is falling apart and I don't know what I'm doing wrong.

 

[160cmcurry]

 

[IronMike]

don't keep additional money outside of a emergency fund in a savings account, put it into a brokerage account or hysa

 

[whitecelcoper]

don't keep additional money outside of a emergency fund in a savings account, put it into a brokerage account or hysa

Can you elaborate why

 

[whitecelcoper]

View attachment 4559344

this hurt my feelings

 

[IronMike]

Can you elaborate why

because with investments in stocks and etfs you are able to dollar cost average (consistent deposits) and most smart investments gain 10-15% on a bad year, compared to a 3.5% from a HYSA or less than 1 on a normal savings

 

[160cmcurry]

this hurt my feelings

nooooo
im sorry

silly white boy~
i didnt mean to

 

[whitecelcoper]

nooooo
im sorry

silly white boy~
i didnt mean to

It's too late I'm crying now..If you don't comfort me and hug me I won't stop