Commercial real estate is King all else is cope

[dogturd]

You should invest in SandP 500 untill you can buy a small unit commercial property, focus on buying at a 8-12 percent yeild, long leases amd then hope for capital gains, leverage is your friend depending on rates...


Things to look out for
new roof +
old roof rusty = angry tenants in 2 year= lost capital

re invest and leverage in a company...

Buy and older unit paint it up and lease for more, buy under rented unit find a better tenant and get more.


NEVER SELL

 

[AbelMakkonenTesfa]

letter profile pic theory

 

[atlantidmogger]

That relies on the rent yield covering your loan + interest & maintenance costs. Some random .org incel isn't going to get a good bank rate. The S&P500 already gives an average 5% dividend each year. Much easier to keep money in a tracker. Sometimes things are popular because they're the best option.

 

[dogturd]

That relies on the rent yield covering your loan + interest & maintenance costs. Some random .org incel isn't going to get a good bank rate. The S&P500 already gives an average 5% dividend each year. Much easier to keep money in a tracker. Sometimes things are popular because they're the best option.

Assumed capital growth and yeild, I am not based in USA so might be different but here can assume capital growth of doubling every 10 years, that compounding with an 8 -9 percent yeild beats out Voo any day, I sell real estate we currently have a 10 percent yeilding asset, tenant locked for 8 years.

 

[momoil]

Assumed capital growth and yeild, I am not based in USA so might be different but here can assume capital growth of doubling every 10 years, that compounding with an 8 -9 percent yeild beats out Voo any day, I sell real estate we currently have a 10 percent yeilding asset, tenant locked for 8 years.

Where are you based im in the uk pro

 

[dogturd]

Where are you based im in the uk pro

New Zealand, I am interested in investing in the UK as I am a citizen... perhaps in the future

 

[dogturd]

That relies on the rent yield covering your loan + interest & maintenance costs. Some random .org incel isn't going to get a good bank rate. The S&P500 already gives an average 5% dividend each year. Much easier to keep money in a tracker. Sometimes things are popular because they're the best option.

maintenance costs in NZ we call OPEX this is charged to the tenant, this is the benefit of commercial over residential, if you can read and wernt a numnut you would see i said invest in VOO till you can afford a small 100-200k unit. DEBT IS GOING TO COST YOU, DO NOT GO INTO UNSERVICABLE DEBT.

 

[CollioureViews]

New Zealand, I am interested in investing in the UK as I am a citizen... perhaps in the future

I used to work in home finance here in the UK. To be specific, the majority of my cases were unregulated- professional landlords, commercial property, developments, non-standard/specialist properties, etc.

I can tell you that the bar to entry for commercial lending in the UK is far higher than BTL.

Bro, you've got lenders allowing HMOs and MUFBs to first-time landlords.

Not saying it can't be done. Obviously, it can. But it's harder, plain and simple.

 

[momoil]

New Zealand, I am interested in investing in the UK as I am a citizen... perhaps in the future

How much monkey did you start with to get your first mortgage

 

[dogturd]

How much monkey did you start with to get your first mortgage

I bought a 300k unit with 100k down, levereged that to get into my second and 3rd.

 

[momoil]

I bought a 300k unit with 100k down, levereged that to get into my second and 3rd.

How did you manage to pay the mortgage and rent on the place you lived in at the same time?

 

[atlantidmogger]

maintenance costs in NZ we call OPEX this is charged to the tenant, this is the benefit of commercial over residential, if you can read and wernt a numnut you would see i said invest in VOO till you can afford a small 100-200k unit. DEBT IS GOING TO COST YOU, DO NOT GO INTO UNSERVICABLE DEBT.

You speak about leveraging the equity on thr first property to get more debt, so debt servicing is still an issue here if you want go expand. Even if the tenant does maintenance (not at all guaranteed in most places), there’s still a load of admin + certification + insurance + legal fees that will eat at your margin.