For my homies who invest boomer style - is going all in on a taxable brokerage for the early retirement flexibility stupid?

[Acquiescence]

I have about 1k/mo to play with

32 bands all together

Most advice says to max out tax advantaged accounts first which is obv the best way to grow ur account balance

But they come with all these gay age linked withdrawal restrictions

If someone is planning on dipping out of the rat race on a bare minimum survival portfolio in say their 40s, is a generic taxable brokerage the move?

I just buy and hold VT shares btw

(And yes I’m aware asking fucking org for investing advice is regarded. Just humor me, please. If not Inb4 0 replies)

 

[murad.89]

I have about 1k/mo to play with

32 bands all together

Most advice says to max out tax advantaged accounts first which is obv the best way to grow ur account balance

But they come with all these gay age linked withdrawal restrictions

If someone is planning on dipping out of the rat race on a bare minimum survival portfolio in say their 40s, is a generic taxable brokerage the move?

I just buy and hold VT shares btw

(And yes I’m aware asking fucking org for investing advice is regarded. Just humor me, please. If not Inb4 0 replies)

My honeypie you will achieve it

 

[Acquiescence]

My honeypie you will achieve it

Thank you for your vote of confidence

 

[Chilligermichi]

I have about 1k/mo to play with

32 bands all together

Most advice says to max out tax advantaged accounts first which is obv the best way to grow ur account balance

But they come with all these gay age linked withdrawal restrictions

If someone is planning on dipping out of the rat race on a bare minimum survival portfolio in say their 40s, is a generic taxable brokerage the move?

I just buy and hold VT shares btw

(And yes I’m aware asking fucking org for investing advice is regarded. Just humor me, please. If not Inb4 0 replies)

Yes

 

[Acquiescence]

Yes

Yes to it being good or yes to it being bad homie

 

[vexd]

move to the mountains and LDAR

 

[Chilligermichi]

Yes to it being good or yes to it being bad homie

Yes its the Safest Methode you can do to Insure to be FIRE at 40

 

[kisslessvirgin]

yes its better for max the accounts even if you are planning to retire earlier

check out the fire reddit as well, u prob already have, but yea some good resources there