I need financial help

[mug]

Should I go see a financialist?

Im making on average 2000$ a month now that I’m full time. But every pay cycle I only have 100$ left from receiving 1000$ for my paycheck. Its so hard not to spend money because I’ve always been poor… hell im even in 300$ of credit card debt from my Xbox but thankfully I get paid Friday.


I can’t drive but I paid for a road test and I’m considering applying for a second job but scared because my schedule is erradic.

If anyone can offer some wisdom or advice I would be very greatfull… thanks

 

[jaw_is_law]

if you want to work 2 jobs, get one job thats for the night shift and one job thats early in the morning and the schedule is always the same, that way they dont interrupt

but if you have an erratic schedule then its not really possible to work 2 jobs

its far better to just get 1 high paying job than working 3 jobs back-to-back that pay minimum wage

at this point just request more hours

 

[mug]

if you want to work 2 jobs, get one job thats for the night shift and one job thats early in the morning and the schedule is always the same, that way they dont interrupt

but if you have an erratic schedule then its not really possible to work 2 jobs

its far better to just get 1 high paying job than working 3 jobs back-to-back that pay minimum wage

at this point just request more hours

They said if I go over 40 it will be overtime or something…

Rn im working 34 and my last paycheck I called in sick a day

 

[jaw_is_law]

They said if I go over 40 it will be overtime or something…

Rn im working 34 and my last paycheck I called in sick a day

if you have erratic schedule then try to find side hustles like stock market investing, day trading, side gigs, online projects

 

[AlexBrown84]

T

 

[SteveRogers]

T

R

 

[Deleted member 12002]

Should I go see a financialist?

Im making on average 2000$ a month now that I’m full time. But every pay cycle I only have 100$ left from receiving 1000$ for my paycheck. Its so hard not to spend money because I’ve always been poor… hell im even in 300$ of credit card debt from my Xbox but thankfully I get paid Friday.


I can’t drive but I paid for a road test and I’m considering applying for a second job but scared because my schedule is erradic.

If anyone can offer some wisdom or advice I would be very greatfull… thanks

Simply cut a lot of bullsh*t out of your life. Don't ever eat out. Don't buy snacks and sh*t from gas stations. Look, I might get one or two Arizona teas from a gas station every month at the most, and that's it. No candy bars or anything else. Same goes for pizzas. I'll get one large pizza some months. Other than that the only other time you'll catch me eating out/getting fast food is if I'm out of town doing on some sort of errand and I've got no other choice.

Look man. Don't get an extra job until you've learned to better deal with money because all that extra money you make will just go down the drain as your appetite for bullsh*t increases. Time is more important than money and I could never advise working more just to end up throwing your money away anyway.

Also, don't spend money on sh*t you don't get any use out of. Don't buy anything on impulse.

 

[Deleted member 12002]

They said if I go over 40 it will be overtime or something…

Rn im working 34 and my last paycheck I called in sick a day

You want overtime. They'll pay you more. Anyways, if you get another job at 34 hours a week you'll just be living to work. What's the point of life then?

I only work 3 days a week 12 hours a day supporting a wife and child. I get 4 days off in a row where I don't have to do sh*t. Do not ever live to work. Leave the country if you have to. It's often much cheaper abroad. Easier too. You don't have to show proof of employment to rent a place in most countries. Just pay a deposit and sign a contract and you're good to go. You can teach English just about anywhere and get paid much more than the local population. You don't need a degree despite what the internet might tell you.

 

[Pendejo]

You can teach English just about anywhere and get paid much more than the local population.

Any tips? Cuz I have no idea how to go about teaching English to people tbh.

 

[Sal]

Go back into school to become a travelling nurse. Jobs are needed everywhere. My friend is making $4000 per week.

Or you can live frugal, and every night you come back home you study the fuck out of Java, Python, and C+ for 8 months till you pans a front end job (glorified graphic designer imo) and get paid $80k per year.

Many ways out. You’re just fucking lazy when it CONES TO WORKING FOR YOURSELF AND YOUR FUTURE.

You work 8 hours off your day for a billionaire who’s going to buy his Chad son a Ferrari and don’t do shit for yourself or your next generation.

Be that nigga your grandchildren looks up to.

Good luck dude. God help you son

 

[Deleted member 12002]

Any tips? Cuz I have no idea how to go about teaching English to people tbh.

You can get a Tesol certification for around $1,000. Or you can just go where they're desperate and get good at it as you go. Youtube can help.

 

[Unhuman]

Should I go see a financialist?

Im making on average 2000$ a month now that I’m full time. But every pay cycle I only have 100$ left from receiving 1000$ for my paycheck. Its so hard not to spend money because I’ve always been poor… hell im even in 300$ of credit card debt from my Xbox but thankfully I get paid Friday.


I can’t drive but I paid for a road test and I’m considering applying for a second job but scared because my schedule is erradic.

If anyone can offer some wisdom or advice I would be very greatfull… thanks

Ask your bank if they can offer financial advisory services, nowadays you can check online to see if your bank offers them.

1000$ for my paycheck

Bruh this tax deduction is fucking insane. I would move state if I was you.

 

[Britmaxxer]

stop smoking
dont eat fast food
dont drink

these three things lead to hundreds being wasted a month

try not to buy snacks

 

[Leo0509]

Should I go see a financialist?

Im making on average 2000$ a month now that I’m full time. But every pay cycle I only have 100$ left from receiving 1000$ for my paycheck. Its so hard not to spend money because I’ve always been poor… hell im even in 300$ of credit card debt from my Xbox but thankfully I get paid Friday.


I can’t drive but I paid for a road test and I’m considering applying for a second job but scared because my schedule is erradic.

If anyone can offer some wisdom or advice I would be very greatfull… thanks

I work less than 30hours a week and make 5000$ u shoulf change your job