If you don't have the following by 30 you a loser

[Jason Voorhees]

-Paid-off car, manageable or no credit card debt and ideally no or low student loans.

-Active investment in retirement accounts (e.g., 401(k), IRA, PPF, etc.)

-Own a home (or on track)Full ownership is best, but a well-planned mortgage also counts. Renting with a clear plan is okay to.

-Good credit score Important for financial leverage and security.

-Second income stream. Freelance, investments, rentals, side hustle, etc.

-Healthy BMI and okay physique. Not shredded, but fit enough to run lift and live pain-free.

-A good support system. At least a few deep friendships, relationships or strong family connections.


-Passports and travel experiences. Optional but I personally belive travelling and exploring in inherently what makes humans develop their personality, more mature and wise. Exposure to cultures and perspectives outside your own is important.


If you haven't completed these milestones by your early 30s I am sorry to tell but you are a loser in the eyes of society and are on track to a shitty life if you don't make drastic changed asap

 

[Jason Voorhees]

@deadstock @6ft4 @Sonneillon @Magnus Ironblood

 

[Eblan]

Impossible for 99,9% of users here

 

[Giorgio]

not possible to do all that while fighting genetics and saving up & spending money on surgeries

would be difficult even for someone who does not need to hardmaxx tbh

 

[forevergymcelling]

-Paid-off car, manageable or no credit card debt and ideally no or low student loans.

-Active investment in retirement accounts (e.g., 401(k), IRA, PPF, etc.)

-Own a home (or on track)Full ownership is best, but a well-planned mortgage also counts. Renting with a clear plan is okay to.

-Good credit score Important for financial leverage and security.

-Second income stream. Freelance, investments, rentals, side hustle, etc.

-Healthy BMI and okay physique. Not shredded, but fit enough to run lift and live pain-free.

-A good support system. At least a few deep friendships, relationships or strong family connections.


-Passports and travel experiences. Optional but I personally belive travelling and exploring in inherently what makes humans morr mature and wise. Exposure to cultures and perspectives outside your own is important.


If you haven't completed these milestones by your early 30s I am sorry to tell but you are a loser in the eyes of society and are on track to a shitty life if you don't make drastic changed asap

29, have all except owning a home. Don't wanna buy just yet, but I have the option to

 

[deadstock]

@deadstock @6ft4 @Sonneillon @Magnus Ironblood

Why tag bro i already knew

 

[Jason Voorhees]

not possible to do all that while fighting genetics and saving up & spending money on surgeries

would be difficult even for someone who does not need to hardmaxx tbh

Most of these are fairly achievable for someone who isn't a bum tbh. I'm not saying you need to buy an entire house or have everything paid off just have clarity over your financial situation.

 

[Jason Voorhees]

Why tag bro i already knew

Which ones are you missing?

 

[brownmutt42]

I’ll be a loser then

 

[rapeeat88]

You forgot a wife and at least 3 kids, most important

 

[deadstock]

Which ones are you missing?

I only have 1 and the last two

 

[Jason Voorhees]

You forgot a wife and at least 3 kids, most important

A wife and kids aren't a priority but you do need a support system like I mentioned

 

[Jason Voorhees]

I only have 1 and the last two

So it's mainly the finances part you are struggling with?

 

[deadstock]

So it's mainly the finances part you are struggling with?

I guess

 

[Jason Voorhees]

Thank god you are in germany then

I guess

 

[JohnDoe]

@SecularIslamist @Gengar so basically 99% of 30 year olds are losers, water.

 

[Jason Voorhees]

@SecularIslamist @Gengar so basically 99% of 30 year olds are losers, water.

I dont think I said anything that is unrealistic. These goals are not just pie-in-the-sky ideals they're grounded in reality and align with what many financially and emotionally stable people in their early 30s achieve with intention and planning. I can break it down if you want.

 

[Clark69]

time to lock in. either focus or get left behind to rot

 

[deadstock]

Thank god you are in germany then

I should hartz 4 maxx tbh

 

[ImVerySorry]

Most of these are fairly achievable for someone who isn't a bum tbh.

At least a few deep friendships

strong family connections

Already too difficult.

 

[Jason Voorhees]

I should hartz 4 maxx tbh

Adolf Dassler was working class at your age and became a millionaire at 48.

 

[FaceandBBC]

I might as well live off in the wilderness at this point.

 

[Shahnameh]

-Paid-off car, manageable or no credit card debt and ideally no or low student loans.

-Active investment in retirement accounts (e.g., 401(k), IRA, PPF, etc.)

-Own a home (or on track)Full ownership is best, but a well-planned mortgage also counts. Renting with a clear plan is okay to.

-Good credit score Important for financial leverage and security.

-Second income stream. Freelance, investments, rentals, side hustle, etc.

-Healthy BMI and okay physique. Not shredded, but fit enough to run lift and live pain-free.

-A good support system. At least a few deep friendships, relationships or strong family connections.


-Passports and travel experiences. Optional but I personally belive travelling and exploring in inherently what makes humans develop their personality, more mature and wise. Exposure to cultures and perspectives outside your own is important.


If you haven't completed these milestones by your early 30s I am sorry to tell but you are a loser in the eyes of society and are on track to a shitty life if you don't make drastic changed asap

Nothing except a passport and good travel experience, I'm fucked

 

[Daddy's Home]

This is only true for US / California / UK/ Australia / France and Germany probably, or other similar obscure countries with high income, big metropolis where there are higher investment opportunities, etc.

In the rest of the countries is to have a job as stable and secure as possible, somewhere in the public system (administration, defense, medicine, education, etc.) and have children and a wife as young as possible, and your parents and hers will help you with money for a loan for a house/apartment if necessary, and a car, and that's about it..

 

[deadstock]

Adolf Dassler was working class at your age and became a millionaire at 48.

That means i might as well

 

[sub5outsider]

i have 4 years to 30 if i dontt improve my life drastically i will shoot myself imagine being 30 and working some dead ass jobs while taking instructions from 20 years old kids

 

[Debetro]

All man-made and worthless

 

[browncurrycel]

-Paid-off car, manageable or no credit card debt and ideally no or low student loans.

-Active investment in retirement accounts (e.g., 401(k), IRA, PPF, etc.)

-Own a home (or on track)Full ownership is best, but a well-planned mortgage also counts. Renting with a clear plan is okay to.

-Good credit score Important for financial leverage and security.

-Second income stream. Freelance, investments, rentals, side hustle, etc.

-Healthy BMI and okay physique. Not shredded, but fit enough to run lift and live pain-free.

-A good support system. At least a few deep friendships, relationships or strong family connections.


-Passports and travel experiences. Optional but I personally belive travelling and exploring in inherently what makes humans develop their personality, more mature and wise. Exposure to cultures and perspectives outside your own is important.


If you haven't completed these milestones by your early 30s I am sorry to tell but you are a loser in the eyes of society and are on track to a shitty life if you don't make drastic changed asap

also add
1- virgin aryan stacy with blue eyes as your wife

 

[Debetro]

i have 4 years to 30 if i dontt improve my life drastically i will shoot myself imagine being 30 and working some dead ass jobs while taking instructions from 20 years old kids

Foolish if you think something will happen

 

[loyolaxavvierretard]

100% loser territory.

 

[sub5outsider]

Foolish if you think something will happen

im improooooooooving bro you dont know me son

 

[Giorgio]

Most of these are fairly achievable for someone who isn't a bum tbh

it's not achievable for almost anyone jfl

a house is so fucking out of reach financially, that most of gen z will not have a house by the time they're 50, let alone 30

 

[faustianspirit]

Im addicted to porn

 

[Jason Voorhees]

it's not achievable for almost anyone jfl

a house is so fucking out of reach financially, that most of gen z will not have a house by the time they're 50, let alone 30

Average age of first-time homebuyers in the U.S. is around 33 (NAR, 2024). Like I said you don't need full ownership by 30. Having a down payment saved or a mortgage plan is reasonable. You can also take advantage of first-time buyer programs. I'm not saying it is easy but it is not impossible to own a house in suburbs outside the city centre. I'm not saying you need to own some villa in bay area or something

 

[RICHCELDOM]

Only solution is rope

 

[chadhamed]

29, have all except owning a home. Don't wanna buy just yet, but I have the option to

larp

 

[forevergymcelling]

larp

Which part? None of this is that impressive. It’s pretty standard

 

[uksucks]

Got all
Owning a home is cope
Normie gold standard of made it

If you have to buy with a mortgage, then you can't afford it.

 

[Hitlerstopguy05]

-Paid-off car, manageable or no credit card debt and ideally no or low student loans.

-Active investment in retirement accounts (e.g., 401(k), IRA, PPF, etc.)

-Own a home (or on track)Full ownership is best, but a well-planned mortgage also counts. Renting with a clear plan is okay to.

-Good credit score Important for financial leverage and security.

-Second income stream. Freelance, investments, rentals, side hustle, etc.

-Healthy BMI and okay physique. Not shredded, but fit enough to run lift and live pain-free.

-A good support system. At least a few deep friendships, relationships or strong family connections.


-Passports and travel experiences. Optional but I personally belive travelling and exploring in inherently what makes humans develop their personality, more mature and wise. Exposure to cultures and perspectives outside your own is important.


If you haven't completed these milestones by your early 30s I am sorry to tell but you are a loser in the eyes of society and are on track to a shitty life if you don't make drastic changed asap

Work for 45 years to rest for 10

 

[RemyOg]

-Paid-off car, manageable or no credit card debt and ideally no or low student loans.

-Active investment in retirement accounts (e.g., 401(k), IRA, PPF, etc.)

-Own a home (or on track)Full ownership is best, but a well-planned mortgage also counts. Renting with a clear plan is okay to.

-Good credit score Important for financial leverage and security.

-Second income stream. Freelance, investments, rentals, side hustle, etc.

-Healthy BMI and okay physique. Not shredded, but fit enough to run lift and live pain-free.

-A good support system. At least a few deep friendships, relationships or strong family connections.


-Passports and travel experiences. Optional but I personally belive travelling and exploring in inherently what makes humans develop their personality, more mature and wise. Exposure to cultures and perspectives outside your own is important.


If you haven't completed these milestones by your early 30s I am sorry to tell but you are a loser in the eyes of society and are on track to a shitty life if you don't make drastic changed asap

I have most of this at 17 lol my dad buying me a house when im 18

 

[LTNUser]

Im addicted to porn

Get rid of it before it's too late

 

[faustianspirit]

Get rid of it before it's too late

I was joking

 

[Klasik616]

You're a loser if you don't have a girlfriend stop thinking about money

 

[R@m@]

Good reminder to start drug dealing

 

[R@m@]

Hope society collapses so I dont have to worry about all this shit

 

[Foreverbrad]

Can’t justify moving out of my parents house while incel.

0% credit card debt is good. Student loan is good if you will never have to pay it back (I’ll never make enough).

I’m absolutely a loser though. I would say this list is more like something you need to achieve by 20.

 

[Jason Voorhees]

N

Can’t justify moving out of my parents house while incel.

0% credit card debt is good. Student loan is good if you will never have to pay it back (I’ll never make enough).

I’m absolutely a loser though. I would say this list is more like something you need to achieve by 20.

Iggas are still arguing with me calling it unrealistic

 

[forevergymcelling]

N

Iggas are still arguing with me calling it unrealistic

Look at what website you're on jfl

 

[cute]

i dont even wanna live to 30

 

[Foreverbrad]

N

Iggas are still arguing with me calling it unrealistic

yeah you would have to try very hard NOT to achieve these things

Especially as an incel money just kinda piles up because you never do anything