if you were serious about money maxing you would keep all your expenses to a minimum

[cmfanel]

and save all your income

ideally live with your parents, dont go out often, and work on yourself. if you did this from 22 to 25-26 you could probably become a millionaire with smart investing strategies

 

[Deleted member 16384]

Waste your prime years to become rich as an oldcel theory

 

[cmfanel]

Waste your prime years to become rich as an oldcel theory

"waste" 5 years for a lifetime of financial freedom. sure

 

[Deleted member 16384]

"waste" 5 years for a lifetime of financial freedom. sure

I don't believe in saving, u should either spend on yourself or invest. Saving money beyond a certain limit is low inhib cope

 

[Harold O'brien]

I'm going to be rich in the future so from a consumption smoothing utility maximiser perspective it makes more sense for me to spend whatever I want

 

[cmfanel]

god this forum is complete garbage

 

[Harold O'brien]

We are both lookism users btw, lol at your sentience

 

[Deleted member 16384]

We are both lookism users btw, lol at your sentience

All of us, he thinks we will accept BS brofinance

 

[Baldingman1998]

god this forum is complete garbage

Most people are idiots. What you're saying is pure facts

 

[House Lannister]

Save for what. I had the same belief that saving is good now I just realize it’s better to live in the moment

 

[Hector]

Totally agree, the most crucial part is the beggining, because is exponencial. Saving 5 years during youth 20-25 years old (you can enjoy life a lot without wasting money) > saving money 30 - 35 years old

 

[DwayneWhite55]

Then how would I afford my gaming and action figures?

 

[enzo]

Then how would I afford my gaming and action figures?

 

[yue]

"waste" 5 years for a lifetime of financial freedom. sure

You’ll never developmentally recover

 

[Alexanderr]

and save all your income

ideally live with your parents, dont go out often, and work on yourself. if you did this from 22 to 25-26 you could probably become a millionaire with smart investing strategies

True, however, I believe there should be a balance. I should still be able to enjoy my life while saving income because for all you know you’re dead before you reach the age where your investments start paying off.

 

[Alexanderr]

I don't believe in saving, u should either spend on yourself or invest. Saving money beyond a certain limit is low inhib cope

With interest rates so god damn low and inflation so god damn high saving huge amounts of cash is stupid anyway, it’s just rotting away each year and becoming worth less.

 

[forevergymcelling]

I'm just waiting for my inheritance theory while growing a YT channel jfl

 

[slayer69]

Welcome @Anstrum95

 

[Lorsss]

Waste your prime years to become rich as an oldcel theory

living without addictions (no alcohol, no package/processed food, no caffeine, no weed, no anabolic steroids, no tobacco, no other drugs) will garantee a healthier, more motivating life and will let you save a huge amount of money as you are young

 

[AlwaysHaveQuestions]

i have a crippling ubereats addiction

 

[Warlow]

i have a crippling ubereats addiction

my dad saw my doordash orders and forcefully withdrew 10k from my account because I have "spending issues" as he put it.

niggas so jealous of a nigga wit paper, they even sabotage they own sons.

 

[AlwaysHaveQuestions]

my dad saw my doordash orders and forcefully withdrew 10k from my account because I have "spending issues" as he put it.

niggas so jealous of a nigga wit paper, they even sabotage they own sons.

he is right to. ordering food is a right reserved for royalty: a privilege that shouldnt even exist. but many like myself are addicted to a power they cannot afford

 

[Lev Peshkov]

"waste" 5 years for a lifetime of financial freedom. sure

Tbh this, I can probably invest away 15k a year putting me by age 30 as a retired multimillionaire with good index fund investments (infact during my 20s due to much more income I’ll be able to invest way more than 15K annually)

due to my calculations I figure by age 25 here will be my financial situation

assuming financial freedom in aspects of no tax, food provided, accommodation and bills provided in military I can live more than comfortably on a budget of 5k annually (more than enough for rep fashion maxxing, looksmaxxing and going out and shit)

could theoretically retire in my prime years of 20s

 

[cmfanel]

living without addictions (no alcohol, no package/processed food, no caffeine, no weed, no anabolic steroids, no tobacco, no other drugs) will garantee a healthier, more motivating life and will let you save a huge amount of money as you are young

was legit until thiis

 

[Deleted member 4209]

i vanguardmaxing atm. bought a car tho which is a (necessary) expense

 

[Chadethnic101]

and save all your income

ideally live with your parents, dont go out often, and work on yourself. if you did this from 22 to 25-26 you could probably become a millionaire with smart investing strategies

Exactly what I did, 27 and now a millionaire.
Although it requires tremendous sacrifice, and a low slay count than I wanted (don't care about this at all now)
I'm defo in a better place to live the life I wanted.
Worked 2 jobs, started business,
Lived with parents
Drove and spent minimum if I went out to clubs or restaurants (once every 2 months)

 

[Chadethnic101]

living without addictions (no alcohol, no package/processed food, no caffeine, no weed, no anabolic steroids, no tobacco, no other drugs) will garantee a healthier, more motivating life and will let you save a huge amount of money as you are young

No porn too lorsss. The biggest poison of them all, nearly ruined me no joke

 

[Lorsss]

No porn too lorsss. The biggest poison of them all, nearly ruined me no joke

exactly, porn is extremely damaging.
I did not include porn in the above list just because it does not let you save money directly (unless you pay for onlyfans, sex cams, etc)

 

[Lorsss]

and save all your income

ideally live with your parents, dont go out often, and work on yourself. if you did this from 22 to 25-26 you could probably become a millionaire with smart investing strategies

what aboit long-term relationships? it's the greatest commitment in terms of time and money.

 

[cmfanel]

what aboit long-term relationships? it's the greatest commitment in terms of time and money.

if its a girl you believe you will have a family with its an investment.