If you're an American and you don't have at least 60k student loan debt you are low IQ

[Moggador]

It's literally free money you can use to do whatever you want,

by the time they make you pay you just complain and pay 10% of it as interest

Literally no reason to have sub60 student debt

 

[soapbubble]

Type of financial advice you get from phonk music YouTube shorts