Should i take out a 70,000 loan for surgeries and then just pay it back over time?

[CFW432]

Don't know why I haven't realized this before, but even if I have the worst credit and a 6% interest rate, If I took out a 70,000 dollar loan for all my surgeries, I'd still be able to afford to pay it back over time monthly.

Loan Calculator | Credit Karma

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[Deleted member 4362]

How in the jfl have u been approved for a 70k loan @ 6%

 

[Jigen]

Don't know why I haven't realized this before, but even if I have the worst credit and a 6% interest rate, If I took out a 70,000 dollar loan for all my surgeries, I'd still be able to afford to pay it back over time monthly.

Loan Calculator | Credit Karma

Determine your estimated payments for different loan amounts, interest rates and terms with this Simple Loan Calculator.

www.creditkarma.com

Most personal loan installments are only 3-4 years max. So with a 6% interest rate, you’d be paying around $1500 a month for the next 4 years. Can you comfortably afford that?

 

[CFW432]

Most personal loan installments are only 3-4 years max. So with a 6% interest rate, you’d be paying around $1500 a month for the next 4 years. Can you comfortably afford that?

Not 1500, but I could make the term 10+ years and then pay only 1000 dollars or even less, which I can afford.

 

[Vermilioncore]

What happens if you don’t pay them off?

One thing about me is I dont pay people back. I maxxed out every credit card I ever had and never paid any of them back. Why? Well, why not? It’s a free world

 

[Jigen]

Not 1500, but I could make the term 10+ years and then pay only 1000 dollars or even less, which I can afford.

Really? I would go for it then in that case. Would much rather be in debt than be a subhuman. I might even take out a loan for my rhino this summer.

 

[Jigen]

What happens if you don’t pay them off?

One thing about me is I dont pay people back. I maxxed out every credit card I ever had and never paid any of them back. Why? Well, why not? It’s a free world

The creditor can sue you in court and have your wages & tax returns garnished, assets seized, and your credit will be fucked.

 

[Vermilioncore]

The creditor can sue you in court and have your wages & tax returns garnished, assets seized, and your credit will be fucked.

I don’t make good money. I purposely got a shit job so they don’t garnish. They can only garnish if I make over a certain amount. If they do garnsish, it’ll be like $100 a check jfl which is nothing

 

[Vermilioncore]

Also I don’t file my taxes, i thought that was just an option if you wanted a big check? What is filing taxes for?

 

[Jigen]

Also I don’t file my taxes, i thought that was just an option if you wanted a big check? What is filing taxes for?

Lol you’re supposed to every year. To make sure Uncle Sam received his share or if he owes you money (tax refund).

 

[Mouthbreath]

You will never get 70k if you have no income or high net worth

 

[CFW432]

You will never get 70k if you have no income or high net worth

i literally do have an income though lmao, thats why i can pay it back monthly. We arent all rotting NEETS here you know.

 

[Mouthbreath]

i literally do have an income though lmao, thats why i can pay it back monthly. We arent all rotting NEETS here you know.

Yeah but how much are you earning and is it fixed income? Also how long have you had a job already and does your name sound ethnic?

 

[Jigen]

and does your name sound ethnic?

Lending discrimination is illegal. Besides curries, Nigerian villagers, and gooks have the highest incomes on average. (In the US).

 

[CFW432]

Yeah but how much are you earning and is it fixed income? Also how long have you had a job already and does your name sound ethnic?

Yeah but how much are you earning and is it fixed income?

Yes

Also how long have you had a job already

Almost a year now

and does your name sound ethnic?

Lmao at thinking this matters dummy. My mom with her ethnic name took out loans to start her business years ago and she got them just fine. retarded stormfrontcels think that their 4chan racist autism has any actual real world existence when it money, when the only color that matters is green.

 

[Milosz]

what surgeries are you planning?

 

[CFW432]

what surgeries are you planning?

Jaw, Rhino, Ptosis/blephoraplasty, bleaching, hair transplant, and maybe fillers or infraorbital implants around my lower eye area cause i have recessed cheekbones.

 

[Deleted member 25059]

Almost a year now

thats not enough lol

 

[CFW432]

thats not enough lol

yeah i heard you needed two years i think. Thats ok, ill just get it when im 26.

 

[Deleted member 25059]

Jaw, Rhino, Ptosis/blephoraplasty, bleaching, hair transplant, and maybe fillers or infraorbital implants around my lower eye area cause i have recessed cheekbones.

just get every surgery in the book theory

 

[CFW432]

just get every surgery in the book theory

POV: you were born curry.

 

[Mouthbreath]

Yes

Almost a year now

Lmao at thinking this matters dummy. My mom with her ethnic name took out loans to start her business years ago and she got them just fine. retarded stormfrontcels think that their 4chan racist autism has any actual real world existence when it money, when the only color that matters is green.

Insurances and the like are very racist just because of data analysis. If they realize that a white person is 3 times more likely to repay their debt compared to a gypsy, then guess what they're going to do? They don't care about altruism, they just want to make money and minimize risks.

 

[CFW432]

Insurances and the like are very racist just because of data analysis. If they realize that a white person is 3 times more likely to repay their debt compared to a gypsy, then guess what they're going to do? They don't care about altruism, they just want to make money and minimize risks.

"muh gypsy" lmao except that curries literally mog your average white person in terms of finance,income and credit. Lmao you are such a fucking retard lol, your credit score determines if you are eligible for loans or not and my moms is in the 700s cause shes a hardworker that has always payed back her debts on time, and not some white crackwhore or the run from the fbi for not paying debts.

 

[Mouthbreath]

"muh gypsy" lmao except that curries literally mog your average white person in terms of finance,income and credit. Lmao you are such a fucking retard lol, your credit score determines if you are eligible for loans or not and my moms is in the 700s cause shes a hardworker that has always payed back her debts on time, and not some white crackwhore or the run from the fbi for not paying debts.

You sound slightly triggered.

 

[CFW432]

You sound slightly triggered.

Im sorry that you are triggered by the fact that curries moneymog whites in a country thats majority white

 

[Deleted member 20399]

Don't know why I haven't realized this before, but even if I have the worst credit and a 6% interest rate, If I took out a 70,000 dollar loan for all my surgeries, I'd still be able to afford to pay it back over time monthly.

Loan Calculator | Credit Karma

Determine your estimated payments for different loan amounts, interest rates and terms with this Simple Loan Calculator.

www.creditkarma.com

Take out a loan for therapy, you’re mentally ill

 

[Mouthbreath]

Im sorry that you are triggered by the fact that curries moneymog whites in a country thats majority white

I literally couldn't care less. I have nothing against indians at all. You're just reading things into what I commented.

 

[CFW432]

I literally couldn't care less. I have nothing against indians at all. You're just reading things into what I commented.

I literally couldn't care less.

Yeah whatever lmao, "couldnt care less", *proceeds to harp on race being a factor when it comes to finance when in reality the only thing people actually care about in finance is someones wealth and credit.* Sure you dont guy.

 

[Vain786]

do it op

i wanna do that too i need a job first though. how do u get a loan like that

 

[CFW432]

do it op

i wanna do that too i need a job first though. how do u get a loan like that

You need okayish credit and atleast 2 years of income to show that you can pay off the monthly payments

 

[swaggyp1]

I did a 6000 dollar interest free loan for invisalign

and a 5000 dollar interest free loan for lasik

 

[Vain786]

I did a 6000 dollar interest free loan for invisalign

how

You need okayish credit and atleast 2 years of income to show that you can pay off the monthly payments

FUCK

 

[Vain786]

You need okayish credit and atleast 2 years of income to show that you can pay off the monthly payments

wtf is the point of that

u can earn enough in 2 years for most surgeries..

 

[Deleted member 16970]

Or buy a prostitute? You are gaslighting yourself into poverty

 

[ascension]

Lol you’re supposed to every year. To make sure Uncle Sam received his share or if he owes you money (tax refund).

He's larping. He pays off all his credit cards and taxes like a good boy.

 

[Vermilioncore]

Lol you’re supposed to every year. To make sure Uncle Sam received his share or if he owes you money (tax refund).

Fuck that nigga he ain’t gettin shit ayeee

 

[Jigen]

Take out a loan for therapy, you’re mentally ill

Coming from a guy who calls himself a manlet at 182

 

[Deleted member 23778]

Fuck that nigga he ain’t gettin shit ayeee

True because he could also be OVERTAXING you and because you don't file you don't even realize this

 

[Vermilioncore]

True because he could also be OVERTAXING you and because you don't file you don't even realize this

Ignorance is bliss. I don’t know what taxes are, by the way. Isn’t that just when you buy some shit and it comes with taxes? Sorry, I only care about my looks and getting pussy and getting my dick sucked and spending money. boring adult shit like taxes, muh rent, muh voting — all of that stuff I wipe my ass with and don’t give two shits for.

 

[swaggyp1]

how


FUCK

the orthodontist offers it

 

[Jigen]

True because he could also be OVERTAXING you and because you don't file you don't even realize this

Tax insurgents will pay him a visit soon

 

[Deleted member 23778]

Ignorance is bliss. I don’t know what taxes are, by the way. Isn’t that just when you buy some shit and it comes with taxes? Sorry, I only care about my looks and getting pussy and getting my dick sucked and spending money. boring adult shit like taxes, muh rent, muh voting — all of that stuff I wipe my ass with and don’t give two shits for.

Just be a drooling imbecile theory

 

[Vermilioncore]

Just be a drooling imbecile theory

I am a drooling imbecile.

One thing about me is that everything people say about me is true! I am a coward, a pussy, an imbecile, a hypocrite, etc. All of it is true and I admit to it.

 

[CFW432]

how


FUCK

Nigga you're young calm down.

 

[RichardSpencel]

What happens if you don’t pay them off?

One thing about me is I dont pay people back. I maxxed out every credit card I ever had and never paid any of them back. Why? Well, why not? It’s a free world

This is what @itsOVER did,took out a bunch of loans fled to Thailand and ran jbw on those gooks

Actual legit ascension plan if you have no life

 

[CFW432]

This is what @itsOVER did,took out a bunch of loans fled to Thailand and ran jbw on those gooks

Actual legit ascension plan if you have no life

Holy based

 

[Vermilioncore]

This is what @itsOVER did,took out a bunch of loans fled to Thailand and ran jbw on those gooks

Actual legit ascension plan if you have no life

Good plan. Breaking bad type shit, just fleeing from your problems.

I might do the same tbh. It’s not like I have a career or do anything special with my life anyway

 

[RichardSpencel]

Jaw, Rhino, Ptosis/blephoraplasty, bleaching, hair transplant, and maybe fillers or infraorbital implants around my lower eye area cause i have recessed cheekbones.

thats not enough lol

 

[RichardSpencel]

and a 5000 dollar interest free loan for lasik

Isn’t that eye surgery?
What a shit surgery to get for an incel,being able to see how ugly you are more clearer and being able to see IOD’s from women more clearer

Only legit eye surgery for incels is stroma and going blind