Turning 18 soon, will inherit more than €200,000, don’t know what to do.

Ungiftedman

Ungiftedman

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Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
 
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Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
give me
 
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Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
give me a couple thousand
 
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Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
Just have fun
 
immobilier
 
Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
Hire a coach man, it's not a place to search for tips
 
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least obvious brag thread. i dont care
 
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if ur not larping or bragging and u genuinely dont know what to do go and contact a financial advisor. They'll prob advise you to put it in a savings account for compound interest, slowly adding more value to your savings. And to save it for things like a deposit on a house, College (if you plan on going). A car etc.
 
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Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
LL
 
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ill invest it for you, pm me
 
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if ur not larping or bragging and u genuinely dont know what to do go and contact a financial advisor. They'll prob advise you to put it in a savings account for compound interest, slowly adding more value to your savings. And to save it for things like a deposit on a house, College (if you plan on going). A car etc.
The money is currently already invested in different types of savings accounts, but I cannot access it yet. From what I know, it is spread across things like life insurance and savings accounts such as Livret A and PEL (French savings accounts).

I think the first thing I will do when I turn 18 is contact a financial advisor. For now, I just want to hear if people who have already built wealth can give me some tips or ideas so I can start learning beforehand.
 
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You could do a bunch of LM surgeries but idk about that, if you have some huge falio id do one surgery to fix it.

The rest I’d put in stocks or property but in this day and age you probably won’t get anything good from whatever you have left.
 
Im 17 and currently 5'9
Was asking OP. Im in a similar situation as you im a strong 5'10 barefoot but I fraud 5'11 and want to fraud 6'-6'1 with inserts.
 
Invest into property
 
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I think you should build a diverse portfolio. But start searching on YouTube for people that inform you on stocks how the market works etc. a Roth IRA never hurt anybody
 
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I’m not larping, but even if I were, I think it’s still a valid hypothetical question for anyone interested in investing and building long-term wealth.
 
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I think you should build a diverse portfolio. But start searching on YouTube for people that inform you on stocks how the market works etc. a Roth IRA never hurt anybody
Thank you for your advice, in France you cannot open a Roth IRA account, but i will for sure do a combination of long term saving accounts
 
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Nice brag buddy
 
The money is currently already invested in different types of savings accounts, but I cannot access it yet. From what I know, it is spread across things like life insurance and savings accounts such as Livret A and PEL (French savings accounts).

I think the first thing I will do when I turn 18 is contact a financial advisor. For now, I just want to hear if people who have already built wealth can give me some tips or ideas so I can start learning beforehand.
theres a different between earning 200k and getting given it. A huge difference
 
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theres a different between earning 200k and getting given it. A huge difference
Yes, that’s absolutely true, that’s exactly why I want to understand what I could actually do with it, since I have absolutely no experience when it comes to earning money.
 
Buy me lifetime
 
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Put like 150000 in investments
 
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Give me 20$ and I’m gonna tell you
 
IMO just give it to me then shoot yourself
 
Just buy plantir stocks :lul:
 
I am in the same position except I had to wageslave for it all and I’m 32 now. Fuck. Anyway:

  • Any surgeries that you realistically need, this is #1 priority!
  • Basic status stuff like new iPhone, (replica) designer clothes - get them tailored too. Don’t waste money, be strategic about this. All this should not cost more than 5k total.
  • Given your age, get a nice car. This wouldn’t work for me because the moggers my age are in Lamborghini and McLaren but at your age even a 5-10 year old Porsche 718 or BMW 240 or something along these lines will mog the shit out of all your competition for about 20k.
  • Remember, blackpill isn’t just about dating - the halo effect from this stuff is an investment in your future in all aspects.
  • Consider careers requiring heavy initial investment like airline pilot - NOT college, it’s a scam and barriers to entry too low.
  • Whatever’s left (most of it) - just put this money in a NASDAQ ETF.
 
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Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
Give me 5k and look into a financial advisor asap
Have fun but don’t go gung-ho on shit and waste your money on stupid shit
 
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Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
surgerys:unsure:
 
Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
ask someone whos actually into finance not on a lm website, but i would say first spend for surgery then go towards someone who can actually help u figure out what to do with it
 
I'll be your financial advisor dm me if ur intrested
 
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Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
Can we go to Thailand and smash femboys tg
 
Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
dont pay anyone to tell you what to do with your money
thats for dumb rich people
i would suggest placing majority of it in something with consistent long term gains such as the s and p 500
also i would suggest reading this thread https://looksmax.org/threads/megagu...g-manager-backed-up-by-research-data.1113302/
recommends two etfs at the end if you dont want to read all of it
then with a few k you can help your family but dont become dependent on that money, i would suggest using it to retire as early as possible
to avoid taxes would be to put it in an account (forgot name) where you can only access it at 65 which is very goyim since you could retire earlier than that so do your own research
good luck
(also send 10 bucks to give back to community (by community i mean me))
(edit: forgot to include since its water but use some of the money to ascend and improve social status by getting an iPhone or a decent car or both)
 
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everything on red
 
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Dnr give me everything
 
Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
Money spread on tiktok
 
Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
Prolly buying land, property, physical gold silver etc.
Get an account in where your money will grow is called compound interest and Is pretty good, Einstein said it's the 8th wonder of the world, him who knows how to use it wins him who doesn't loses.

Invest in you, education ( and not school) get skills.
Buy things that will keep their value/even grow.
 
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Ascend then out the moeny in a saveings account until you get a good job or source of income then buy a house
 
Why are you asking for help here?
 
Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
Fuck you
 
Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
Send me some crypto after you hardmax
 
Either go see an advisor or DCA into the S&P 500.

Or invest in yourself (ideal).
 
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Hey everyone,
I’m currently 17 and will be turning 18 in a few months. I live in France. When I was younger, a member of my family passed away and left me their savings. Because of that, I currently have more than €200,000 available, but I’m not really sure what the best way to manage or invest it is.

My main goal is to secure my future and build long-term wealth rather than take big risks. I’m still young and trying to learn as much as possible about finance and investing before making any major decisions.
I don’t think I want to focus on trading or highly speculative investments. I’m also not planning to put a large percentage into cryptocurrency, although I might allocate a small portion to it.
Since many people here seem knowledgeable about self-improvement and financial strategy, I’d really appreciate advice on what a good approach would be at my age. For example:

- What types of investments should I look into for long-term growth?
- How should someone my age structure or allocate this kind of money
- Are there things I should absolutely avoid?

Most of my family is financially struggling and lives in a fairly precarious situation, so I don’t really have anyone around me who understands finance or investing. Because of that, I’m trying to learn as much as I can on my own before making any big decisions.
Any advice or resources would be greatly appreciated. Thanks.
honestly since ur young and u arent looking to use it anytime soon go for low risk long term investments, id say go for etfs like SP500 but since ur in europe just like me invest into FTSE all world, its one of the most secure global etfs which covers most channels, chose the one which has accumulating dividends, that way the money they profit theyll reinvist into ur investment instead of giving u cash, when ur finally ready for it take it out and go for real estate and if u wait long enough and have enough money just go into bonds and live monthly of the profits, easy life ahead of u brother just dont let the money get in ur head or buy anytning irresponsible
 
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Gift me lifetime
 
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