What salary do I need to live a decent life in this shithole island?

[Deleted member 15674]

I swear housing prices are so high, jobs drain you and require you to put extra hours in and so on. What salary do I need to actually buy my own house and live a semi-decent life like going on holiday once a year and having enough money to raise a family?

@Chadethnic101 @Mogpogs @PrinceLuenLeoncur @Chinacurry

 

[Acee]

- 5'5 indian
- decent life

 

[Deleted member 18244]

I swear housing prices are so high, jobs drain you and require you to put extra hours in and so on. What salary do I need to actually buy my own house and live a semi-decent life like going on holiday once a year and having enough money to raise a family?

@Chadethnic101 @Mogpogs @PrinceLuenLeoncur @Chinacurry

JFL if you were planning on buying a home near London and you’re not one of these little fags mommy and daddy let stay at home and save up for free during their entire twenties. Over for you

 

[Toth's thot]

live like Diogenes
JFL at you if you don't

 

[Deleted member 4362]

Just make enough money and leave Europoor, UK is America’s incel little brother

 

[Chintuck22]

Imagine being indian truecel and trying to live a 'decent life' JFL

 

[Zer0/∞]

I swear housing prices are so high, jobs drain you and require you to put extra hours in and so on. What salary do I need to actually buy my own house and live a semi-decent life like going on holiday once a year and having enough money to raise a family?

@Chadethnic101 @Mogpogs @PrinceLuenLeoncur @Chinacurry

you will own nothing and you be happy

 

[Zer0/∞]

 

[Deleted member 4362]

Imagine being indian truecel and trying to live a 'decent life' JFL

- 5'5 indian
- decent life

You faggots are always hating smh, he’s just trying to improve his living condition in a depressing country

 

[Deleted member 15674]

JFL if you were planning on buying a home near London and you’re not one of these little fags mommy and daddy let stay at home and save up for free during their entire twenties. Over for you

No, but I do intend on staying at home and saving money up.

 

[Chintuck22]

You faggots are always hating smh, he’s just trying to improve his living condition in a depressing country

 

[Deleted member 18244]

No, but I do intend on staying at home and saving money up.

Should be fine then. Houses are 300 000 outside of London. Nobody wants to be near that shithole anyway

 

[Deleted member 17578]

6 figures

 

[ItsOVERBuddyBoyos]

I swear housing prices are so high, jobs drain you and require you to put extra hours in and so on. What salary do I need to actually buy my own house and live a semi-decent life like going on holiday once a year and having enough money to raise a family?

@Chadethnic101 @Mogpogs @PrinceLuenLeoncur @Chinacurry

30k to not be in poverty

50k to get a flat and basic standard of living. If you marry an professional woman you can combine to maybe be able to get a starter home in like barking&dagenham or some cheap area like that.

But for a proper middle class life you'd be looking at around 80k-ish imo.

If you can stay at home and save up - do that. Save up a deposit and buy a flat then rent it out for passive income stream.
Once you're married you can join with her to buy a house.

 

[ItsOVERBuddyBoyos]

Should be fine then. Houses are 300 000 outside of London. Nobody wants to be near that shithole anyway

This depends on career path.

If you go pharmacy / medicine route then you can live anywhere and better to go further north for cheaper housing.

If you have a job that requires central london access then you gotta weigh living on the outskirts of london with longer commute to a smaller property within london.


London is a great city, if you got cash, same as most major cities.
Anyone calling it a shithole is just sour that they are poor.

 

[the BULL]

Why would you want to buy house?? Job market Is volatile as fuck nowadays, chances are you 're gonna change your location many Times

 

[Deleted member 15674]

30k to not be in poverty

50k to get a flat and basic standard of living. If you marry an professional woman you can combine to maybe be able to get a starter home in like barking&dagenham or some cheap area like that.

But for a proper middle class life you'd be looking at around 80k-ish imo.

If you can stay at home and save up - do that. Save up a deposit and buy a flat then rent it out for passive income stream.
Once you're married you can join with her to buy a house.

brutal. I am expected to get like £35k a year when I'm 27. Ffs, so I will be living poverty life - btw I'm not in London. I CANNOT OWN A FUCKING HOUSE AT 27. THAT'S SO FUCKING BRUTAL

 

[ItsOVERBuddyBoyos]

brutal. I am expected to get like £35k a year when I'm 27. Ffs, so I will be living poverty life - btw I'm not in London. I CANNOT OWN A FUCKING HOUSE AT 27. THAT'S SO FUCKING BRUTAL

Those were london figures where a 2 bed flat is at least 250k in undesirable areas.

If you're in the midlands or up north shit is way cheaper.

My friend bough a house few years ago for 175k in some town up north. You could maybe get a shitty 1 bed for that down south.

 

[ItsOVERBuddyBoyos]

Why would you want to buy house?? Job market Is volatile as fuck nowadays, chances are you 're gonna change your location many Times

Rentoids

 

[Deleted member 15674]

Those were london figures where a 2 bed flat is at least 250k in undesirable areas.

If you're in the midlands or up north shit is way cheaper.

My friend bough a house few years ago for 175k in some town up north. You could maybe get a shitty 1 bed for that down south.

I DON'T WANT TO LIVE IN A SHITTY 1 BEDROOM FLAT WTF. How much would I need to earn to buy a £500k house...? Provided I stay at my parents home for 7 years, and saving £10-15k a year?

 

[the BULL]

Rentoids

You are paying the same amount of Money to the bank anyway
Just get a mortgage. But then if you have to move it's complicated

 

[Deleted member 7752]

When you went uni did you get various loans, do you have a lot left of it still or spent it all?

If you have money left this can be your the starting amounts to help you save.
Tbh saving alone for a home you will need bigger salary probs 35-40k at least
If there's two of you will be much easier

Your best best is to save for a flat
Even on a salary of 20-27k you can save literally most of your salary looking living at home
Budget hard
You wanna save 1k minimum a month

You'll have quite a bit eventually

 

[Deleted member 7752]

I DON'T WANT TO LIVE IN A SHITTY 1 BEDROOM FLAT WTF. How much would I need to earn to buy a £500k house...? Provided I stay at my parents home for 7 years, and saving £10-15k a year?

Yeah bro that's not possible lol

You'd need a 150k deposit minimum as they stress test your salary
If you are alone buying this you probably won't get it with one salary
Which is why you need a massive deposit.
Even 150k deposit, one salary of 35k will probably get rejected

 

[Deleted member 15674]

When you went uni did you get various loans, do you have a lot left of it still or spent it all?

If you have money left this can be your the starting amounts to help you save.
Tbh saving alone for a home you will need bigger salary probs 35-40k at least
If there's two of you will be much easier

Your best best is to save for a flat
Even on a salary of 20-27k you can save literally most of your salary looking living at home
Budget hard
You wanna save 1k minimum a month

You'll have quite a bit eventually

brutal for my poorcel ass. WHY TF WOULD I WANT TO LIVE IN A FLAT JFL. By 27 I will be given £35k a year a salary, I am willing to just live at home for the next 5 years to be real. I don't want to live in some poorcel flat ffs.
Idk if I do get married how much my wife would earn too.

What are your plans to buy house

 

[Deleted member 15674]

Yeah bro that's not possible lol

You'd need a 150k deposit minimum as they stress test your salary
If you are alone buying this you probably won't get it with one salary
Which is why you need a massive deposit.
Even 150k deposit, one salary of 35k will probably get rejected

so fucking brutal for me, I don't want to live in shit area with chavvy faggots ffs. What if I had a wife and she also earned near the same, so our combined total was 70k. What then?

 

[youngmax]

Just make enough money and leave Europoor, UK is America’s incel little brother

You faggots are always hating smh, he’s just trying to improve his living condition in a depressing country

I brought how trash uk is on game chat, and the one guy who disagreed with me had to compare it to Africa for it to look good

 

[Deleted member 15674]

I brought how trash uk is on game chat, and the one guy who disagreed with me had to compare it to Africa for it to look good

UK is shit dude, houses are so fucking expensive. Legit makes me want to rope and leave this god-forsaken land

 

[Deleted member 18244]

I DON'T WANT TO LIVE IN A SHITTY 1 BEDROOM FLAT WTF. How much would I need to earn to buy a £500k house...? Provided I stay at my parents home for 7 years, and saving £10-15k a year?

You can buy it but in a bum fuck location.

 

[Deleted member 7752]

brutal for my poorcel ass. WHY TF WOULD I WANT TO LIVE IN A FLAT JFL. By 27 I will be given £35k a year a salary, I am willing to just live at home for the next 5 years to be real. I don't want to live in some poorcel flat ffs.
Idk if I do get married how much my wife would earn too.

What are your plans to buy house

Me and my brother work together
Also we both work.2 jobs so that shit helped loads
It's been a grind bro ngl
Which is why I committed to looksmaxxing in the process instead of slaying

Dunno if that was the right call but hopefully I won't be too fucked in future

You can now see why women want a beta bux in West lol
I'd save with your elder brother if I was you and it's possible depending how close u are

 

[Deleted member 15674]

You can buy it but in a bum fuck location.

I JUST WANTED A NICE HOUSE IN A VILLAGE AWAY FROM CHAVS

 

[youngmax]

UK is shit dude, houses are so fucking expensive. Legit makes me want to rope and leave this god-forsaken land

uk has bad weather, bad government, bad economy, ugly af woman, gynocentric society, and the worst food. there’s not a single thing good about it

 

[Deleted member 18244]

I JUST WANTED A NICE HOUSE IN A VILLAGE AWAY FROM CHAVS

Bro youre complaining to the wrong person. I’m going into an arts career and i’ve accepted i’ll never have a house

 

[Deleted member 15674]

Me and my brother work together
Also we both work.2 jobs so that shit helped loads
It's been a grind bro ngl
Which is why I committed to looksmaxxing in the process instead of slaying

Dunno if that was the right call but hopefully I won't be too fucked in future

You can now see why women want a beta bux in West lol
I'd save with your elder brother if I was you and it's possible depending how close u are

My older bro is the least reliable person in terms of finances nigga. You work 2 jobs?? Wtaf, how do you even balance that??
So you and your bro are both buying a house? What if you both get married, what then do you do with that house?

 

[Deleted member 15674]

Bro youre complaining to the wrong person. I’m going into an arts career and i’ve accepted i’ll never have a house

I'M GOING INTO TEACHING, IT'S SO FUCKING OVER FOR ME

 

[ItsOVERBuddyBoyos]

I DON'T WANT TO LIVE IN A SHITTY 1 BEDROOM FLAT WTF. How much would I need to earn to buy a £500k house...? Provided I stay at my parents home for 7 years, and saving £10-15k a year?

Mortgage standard is 4.5 times salary.
So at 35k you'd get 157.5k

If your wife makes the same thats 315k
With a 60k deposit you can get a small 2 bed house like this
https://www.zoopla.co.uk/for-sale/d...h_identifier=1200a4a3e3bedff8408469c400ecb686

 

[youngmax]

uk has bad weather, bad government, bad economy, ugly af woman, gynocentric society, and the worst food. there’s not a single thing good about it

this is from a (mostly) ethnically British person btw

 

[Deleted member 7752]

so fucking brutal for me, I don't want to live in shit area with chavvy faggots ffs. What if I had a wife and she also earned near the same, so our combined total was 70k. What then?

Much better scenario

You can get a 3 bedroom in Midlands for example with a 45-50k deposit depending on the home (not super familiar with midland prices but that ball park)

This is what most ppl do

 

[Deleted member 18244]

I'M GOING INTO TEACHING, IT'S SO FUCKING OVER FOR ME

Idk what to tell you tbh. Yeah it’s looking bad but could be worse

 

[Deleted member 7752]

My older bro is the least reliable person in terms of finances nigga. You work 2 jobs?? Wtaf, how do you even balance that??
So you and your bro are both buying a house? What if you both get married, what then do you do with that house?

Damn man yeah scrap working with him then lol
It's flexible second job so not too much hindrance
You won't need a second job I doubt, I just wanted one

If I get married (no plans) so say a LTR and we wanna live together we'll start saving again to buy our new home

 

[Deleted member 15674]

Mortgage standard is 4.5 times salary.
So at 35k you'd get 157.5k

If your wife makes the same thats 315k
With a 60k deposit you can get a small 2 bed house like this
https://www.zoopla.co.uk/for-sale/d...h_identifier=1200a4a3e3bedff8408469c400ecb686

are you fucking serious? That's legit rope fuel.

Much better scenario

You can get a 3 bedroom in Midlands for example with a 45-50k deposit depending on the home (not super familiar with midland prices but that ball park)

This is what most ppl do

Actual fucking ropefuel. How the fuck do boomers own houses with 4 bedrooms and shit while working as fucking bricklayers and plumbers

So brutally over for poorcels like me. I'm planning to save up a lot and buy my nan's flat and then sell it off for 70k profit. Even that won't be enough to live a fucking normal life in this shit country

 

[ItsOVERBuddyBoyos]

I'M GOING INTO TEACHING, IT'S SO FUCKING OVER FOR ME

You can make like 50k after a few years i think?

If i was you i'd save up and try to buy a rundown 2 bedroom flat and repaint, put in laminate floors etc yourself.

Even if you have to leave you parents house for some reason you can live in one bedroom and rent the other out for up to £600 pounds a month so £7200 a year tax free.

 

[Deleted member 15674]

Damn man yeah scrap working with him then lol
It's flexible second job so not too much hindrance
You won't need a second job I doubt, I just wanted one

If I get married (no plans) so say a LTR and we wanna live together we'll start saving again to buy our new home

So what what the point in buying a house with your bro, are you both renting it out and making $$$ from it? How does that arrangement even work?

But if you are in LTR, you will have to pay rent to faggot landlords and try to save up - I will be fr, I don't want to pay rent to some faggot

 

[Deleted member 7752]

are you fucking serious? That's legit rope fuel.

Actual fucking ropefuel. How the fuck do boomers own houses with 4 bedrooms and shit while working as fucking bricklayers and plumbers

So brutally over for poorcels like me. I'm planning to save up a lot and buy my nan's flat and then sell it off for 70k profit. Even that won't be enough to live a fucking normal life in this shit country

Boomers times houses were way cheaper you could literally get a mortgage really easy with a tiny 5% deposit lol

It's fucked for zoomers ngl

I know boomers who worked at Tesco for decades who have 4 bed homes worth 600k now ffs

Well selling that will be a huge help you could probably buy you own home tbh do that bro best plan

But you now see why men get attached to women and don't want them to leave, coz they'll be fucked financially
This is why be wary with buying homes and shit with a woman srs

And now you see why women will stay with a beta but and cheat on side when unhappy, too much to lose financially

 

[Deleted member 15674]

Boomers times houses were way cheaper you could literally get a mortgage really easy with a tiny 5% deposit lol

It's fucked for zoomers ngl

I know boomers who worked at Tesco for decades who have 4 bed homes worth 600k now ffs

Well selling that will be a huge help you could probably buy you own home tbh do that bro best plan

But you now see why men get attached to women and don't want them to leave, coz they'll be fucked financially
This is why be wary with buying homes and shit with a woman srs

And now you see why women will stay with a beta but and cheat on side when unhappy, too much to lose financially

My parents keep thinking I will be able to buy a decent sized house with a teacher's salary

Fml, I want to leave this shit country, there is nothing worthwhile here. LITERALLY BOOMER TESCO WORKERS CAN BUY BETTER FUCKING HOUSES

Legit, my aspiration to buy a house makes me want to get married ffs. I JUST WANTED TO OWN A FUCKING HOUSE LIKE A NORMAL PERSON

 

[Deleted member 7752]

So what what the point in buying a house with your bro, are you both renting it out and making $$$ from it? How does that arrangement even work?

But if you are in LTR, you will have to pay rent to faggot landlords and try to save up - I will be fr, I don't want to pay rent to some faggot

My parents keep thinking I will be able to buy a decent sized house with a teacher's salary

Fml, I want to leave this shit country, there is nothing worthwhile here. LITERALLY BOOMER TESCO WORKERS CAN BUY BETTER FUCKING HOUSES

Legit, my aspiration to buy a house makes me want to get married ffs. I JUST WANTED TO OWN A FUCKING HOUSE LIKE A NORMAL PERSON

Damn didn't imagine you to want to get married bro JFL
Don't dwell on it

Use your nans flat money then you save loads and be able to buy a house
Go all in on this
Once you have your home you'll be good

It's a shit situation but you do have a trump card potentially

 

[Enfant terrible]

I swear housing prices are so high, jobs drain you and require you to put extra hours in and so on. What salary do I need to actually buy my own house and live a semi-decent life like going on holiday once a year and having enough money to raise a family?

@Chadethnic101 @Mogpogs @PrinceLuenLeoncur @Chinacurry

how can you be incel on an island with 300k people

 

[Enfant terrible]

I swear housing prices are so high, jobs drain you and require you to put extra hours in and so on. What salary do I need to actually buy my own house and live a semi-decent life like going on holiday once a year and having enough money to raise a family?

@Chadethnic101 @Mogpogs @PrinceLuenLeoncur @Chinacurry

ok i realized its uk jfl its over

 

[Deleted member 15674]

Damn didn't imagine you to want to get married bro JFL
Don't dwell on it

Use your nans flat money then you save loads and be able to buy a house
Go all in on this
Once you have your home you'll be good

It's a shit situation but you do have a trump card potentially

I DON'T WANT TO MARRY FFS. But it seems like marriage is the only way to buy a fucking house bro.

Ffs, I just want a house with a nice garden, 3-4 beds and not situated near chavs. So brutally over for poorcels

 

[Deleted member 15866]

live like Diogenes
JFL at you if you don't

Chad lives in da jar and pounds your girlfriends ass

 

[Deleted member 17829]

I'M GOING INTO TEACHING, IT'S SO FUCKING OVER FOR ME

5'5 indian teaching 6'2 13 year olds, ur gonna get annihilated. every day will be hell