what to do with my savings? (19)

[itzgm]

I have near no life expenses already have a car I bought. In my bank I've got around 30k liquid and its kinda just sitting there collecting dust should i be investing this and how can I without large risks?

 

[Norwood.c3l]

I have near no life expenses already have a car I bought. In my bank I've got around 30k liquid and its kinda just sitting there collecting dust should i be investing this and how can I without large risks?

js go index funds like s&p genuinely zero risk barring like a worldwide recession

 

[Two_Tone_Toney]

Yes set up your Roth IRA and max it out yearly be extremely aggressive with your money you have the time on your side.
make a high yield savings account for your short term money.
Put some in crypto its smth i just recently got into and ive seen some good gains but def the last thing to do.
Rest of it spend bro, have fun bro buy a motorcycle or smth that you enjoy. we have such little time on this earth dont get caught up saving shit to be the richest in the retirement home.

 

[Two_Tone_Toney]

js go index funds like s&p genuinely zero risk barring like a worldwide recession

^^^^true, if the index funds and shit fail we have a much bigger problem than retiring on time.

 

[RJ_ascends]

js go index funds like s&p genuinely zero risk barring like a worldwide recession

how to stay stuck a normie for the rest of your life

 

[Norwood.c3l]

how to stay stuck a normie for the rest of your life

op said low risk no shit i didnt say advice from some red pill cvck

 

[RJ_ascends]

op said low risk no shit i didnt say advice from some red pill cvck

oh yeah ur right

 

[highefforthreads]

index only works if it consistently beats true inflation, not the govs made up inflation rate

 

[RJ_ascends]

index only works if it consistently beats true inflation, not the govs made up inflation rate

it only beats inflation by around 3% a year which is pretty shit