Worst financial advice people fall for

moodless

moodless

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Not getting or using a Credit Card, especially when they are under the financial care of their parents.

Why people are so scared of loans or debts?

Literal monkey brained people that can't see 3 steps ahead into the future.

Nicolas Cage Laughing GIF
 
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it’s good for people without self control
 
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I agree but I used a lot of my increased credit card limit on escorts back during the pandemic :feelswhy: now I owe $2500 which Im not close to paying off as I'm still NEETmaxxing
 
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I agree but I used a lot of my increased credit card limit on escorts back during the pandemic :feelswhy: now I owe $2500 which Im not close to paying off as I'm still NEETmaxxing
it’s good for people without self control

Requirements for taking a loan :

- Must be a valuable asset to own ( Car, House etc. )
- Your financing dependencies should ideally be 50 percent below your fixed base salary ( 30 percent if you have a higher pay )
- You absolutely should have a stable job

Otherwise, don't think about it.
 
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Requirements for taking a loan :

- Must be a valuable asset to own ( Car, House etc. )
- Your financing dependencies should ideally be 50 percent below your fixed base salary ( 30 percent if you have a higher pay )
- You absolutely should have a stable job

Otherwise, don't think about it.
My mom was actually the one who basically forced me to get it when I was like 19 or 20. She didn't think I'd end up NEETing for damn near a decade 😭
 
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