A Guide on How to Retire in the next 3 Years, but you won't do it because you're a weak-minded, LAZY N*GG*R 🙊:

[ItsOver999]

Step 0) Already own a paid off car.

Step 1) Be born in a state with at least a $14 minimum wage (or move to said state and presumably live in your car).

Step 2) Get 2 unskilled jobs that pay ~$17/h (or better if you can).

Tip: one of them should be a nightshift security job so that you have time to watch Youtube videos or play games for entertainment so that you don't kill yourself.

Step 3) Work 80 Hours a week at $17 per hour which is around $55,000 after a 22% total tax.

Step 4) Live with a family member who will give you free rent and wifi.

Step 5 ) Learn how to budget and then allocate $5,000 as spending money for the entire year which is $416 a month.

Buy food based on calories per dollar and buy 2 50 pound bags of rice for $66 total which is ~60,000 calories (1 month's worth); $25 on a 1 month supply of the 13 essential vitamins; and another $30 on a months worth of the chicken + $10 total for seasoning and soy sauce.
This leaves you with $285.

Spend $160 at the most on gas to drive only from work and home. This leaves you with $125.

Pay $25/month for an unlimited text and talk phone service. This leaves you with $100.

Spend $76+$0.013 per mile on car insurance. $160 in gas averages to 800 miles so thats around $87 total for car insurance. This leaves you with $13.

Spend the last $13 on essentials (toothpaste, etc).

Done. (No you don't need health insurance you stupid NIGGER).

Step 6) Do all of this for 3 years and then you'll have $150,000 saved.

Step 7) Find someone else to do the exact same thing with you. Either a girlfriend or your homosexual boyfriend from looksmax.org. Now you have $300,000 saved.

Step 8) Put all of that into some account that gets you at least 5% per year which is ~$1000 a month in returns after a 22% tax.

Step 9) Move to Buenos Aires, Argentina where you can spend $500 on rent and utilities and the other $500 for going out to restaurants every single day, etc.

Step 10 [Optional]) Sell an online course for extra passive income.

Done.

Anyway, who wants to do this with me?

NONE OF YOU.

THATS WHY YOU'LL BE WORKING EVEN AT 80 YEARS OLD

 

[fuckfack]

I failed at number 1, had to move to the bigger city because this town fucking sucks dicks and had unemployment equal to 50%

 

[theonewhorisesabove]

Step 1) Be born in a state with at least a $14 minimum wage (or move to said state and presumably live in your car).

Step 2) Get 2 unskilled jobs that pay ~$17/h (or better if you can).

Tip: one of them should be a nightshift security job so that you have time to watch Youtube videos or play games for entertainment so that you don't kill yourself.

Step 3) Work 80 Hours a week at $17 per hour which is around $55,000 after a 22% total tax.

Step 4) Live with a family member who will give you free rent and wifi.

Step 5 ) Learn how to budget and then allocate $5,000 as spending money for the entire year which is $416 a month.

Buy food based on calories and buy 2 50 pound bags of rice for $66 total which is ~60,000 calories (1 month's worth); $25 on a 1 month supply of the 13 essential vitamins; and another $30 on a months worth of the chicken + $10 total for seasoning and soy sauce.
This leaves you with $285.

Spend $160 at the most on gas to drive only from work and home. This leaves you with $125.

Pay $25/month for an unlimited text and talk phone service. This leaves you with $100.

Spend $76+$0.013 per mile on car insurance. $160 in gas averages to 800 miles so thats around $87 total for car insurance. This leaves you with $13.

Spend the last $13 on essentials (toothpaste, etc).

Done. (No you don't need health insurance you stupid NIGGER).

Step 6) Do all of this for 3 years and then you'll have $150,000 saved.

Step 7) Find someone else to do the exact same thing with you. Either a girlfriend or your homosexual boyfriend on looksmax.org. Now you have $300,000 saved.

Step 8) Put all of that into some account that gets you at least 5% per year which is $1000 a month in returns after a 22% tax.

Step 9) Move to Buenos Aires, Argentina where you can spend $500 on rent and utilities and the other $500 for going out to restaurants every single day, etc.

Step 10 [Optional]) Sell a course online for extra passive income.

Done.

Anyway, who wants to do this with me?

NONE OF YOU.

THATS WHY YOU'LL BE WORKING EVEN AT 80 YEARS OLD

What if I’m unemployed

 

[ItsOver999]

What if I’m unemployed

Step 2?

 

[Mace1]

this is literally what immigrants do

 

[AvoidYaTrent]

Step 1) Be born in a state with at least a $14 minimum wage (or move to said state and presumably live in your car).

Step 2) Get 2 unskilled jobs that pay ~$17/h (or better if you can).

Tip: one of them should be a nightshift security job so that you have time to watch Youtube videos or play games for entertainment so that you don't kill yourself.

Step 3) Work 80 Hours a week at $17 per hour which is around $55,000 after a 22% total tax.

Step 4) Live with a family member who will give you free rent and wifi.

Step 5 ) Learn how to budget and then allocate $5,000 as spending money for the entire year which is $416 a month.

Buy food based on calories and buy 2 50 pound bags of rice for $66 total which is ~60,000 calories (1 month's worth); $25 on a 1 month supply of the 13 essential vitamins; and another $30 on a months worth of the chicken + $10 total for seasoning and soy sauce.
This leaves you with $285.

Spend $160 at the most on gas to drive only from work and home. This leaves you with $125.

Pay $25/month for an unlimited text and talk phone service. This leaves you with $100.

Spend $76+$0.013 per mile on car insurance. $160 in gas averages to 800 miles so thats around $87 total for car insurance. This leaves you with $13.

Spend the last $13 on essentials (toothpaste, etc).

Done. (No you don't need health insurance you stupid NIGGER).

Step 6) Do all of this for 3 years and then you'll have $150,000 saved.

Step 7) Find someone else to do the exact same thing with you. Either a girlfriend or your homosexual boyfriend on looksmax.org. Now you have $300,000 saved.

Step 8) Put all of that into some account that gets you at least 5% per year which is $1000 a month in returns after a 22% tax.

Step 9) Move to Buenos Aires, Argentina where you can spend $500 on rent and utilities and the other $500 for going out to restaurants every single day, etc.

Step 10 [Optional]) Sell a course online for extra passive income.

Done.

Anyway, who wants to do this with me?

NONE OF YOU.

THATS WHY YOU'LL BE WORKING EVEN AT 80 YEARS OLD

what a fucking plan. Start a business in the foreign country you choose to live in tho, US currency is powerful asf so your money will be extremely effective there, and will give you great status in that country to slay stacies and fuck prostitutes. You can also use it as a way of receiving citizenship through investment, and build your passport empire from there (aim for 10 passports so you can travel basically every country with no visa required), and change your name in that country since its you but its not under your name so the goverment cant find out any shady shit or wtv ur up to with your business. good luck

 

[theonewhorisesabove]

Step 2?

What if I like being unemployed

 

[Mace1]

also this is retarded, you will never earn real money working hourly, if you are young literally go around looking for odd jobs or services you will make so much more money especially when saving, then start scaling

 

[ItsOver999]

What if I like being unemployed

Oh well then you're probably NEET and thats basically already retired so you're good

 

[anoncell]

5% per year, doesnt come without risk, what are u investing in or putting your money in

 

[anoncell]

on top of inflation have u calculated that

 

[ItsOver999]

5% per year, doesnt come without risk, what are u investing in or putting your money in

Niggaaaaaaa shhhhh

Isnt some safe high yields savings account like 4%? Is getting the extra percent really that unsafe?

 

[ItsOver999]

on top of inflating have u calculated that

No idk thats gay tbh

 

[anoncell]

Niggaaaaaaa shhhhh

replan it stop being rtarded

 

[ItsOver999]

replan it stop being rtarded

No fuck u FAGGOT

 

[anoncell]

or put that 300k, in some shitty house in uk, house immigrants. make them pay 600 each, and youll make more without putting money in some company that can collapse

 

[tyronechadmax]

Night shift security is scary

 

[J99]

I failed at number 1, had to move to the bigger city because this town fucking sucks dicks and had unemployment equal to 50%

Niggas lives in Zimbabwe

 

[Lord Shadow]

Step 0) Already own a paid off car.

Step 1) Be born in a state with at least a $14 minimum wage (or move to said state and presumably live in your car).

Step 2) Get 2 unskilled jobs that pay ~$17/h (or better if you can).

Tip: one of them should be a nightshift security job so that you have time to watch Youtube videos or play games for entertainment so that you don't kill yourself.

Step 3) Work 80 Hours a week at $17 per hour which is around $55,000 after a 22% total tax.

Step 4) Live with a family member who will give you free rent and wifi.

Step 5 ) Learn how to budget and then allocate $5,000 as spending money for the entire year which is $416 a month.

Buy food based on calories per dollar and buy 2 50 pound bags of rice for $66 total which is ~60,000 calories (1 month's worth); $25 on a 1 month supply of the 13 essential vitamins; and another $30 on a months worth of the chicken + $10 total for seasoning and soy sauce.
This leaves you with $285.

Spend $160 at the most on gas to drive only from work and home. This leaves you with $125.

Pay $25/month for an unlimited text and talk phone service. This leaves you with $100.

Spend $76+$0.013 per mile on car insurance. $160 in gas averages to 800 miles so thats around $87 total for car insurance. This leaves you with $13.

Spend the last $13 on essentials (toothpaste, etc).

Done. (No you don't need health insurance you stupid NIGGER).

Step 6) Do all of this for 3 years and then you'll have $150,000 saved.

Step 7) Find someone else to do the exact same thing with you. Either a girlfriend or your homosexual boyfriend from looksmax.org. Now you have $300,000 saved.

Step 8) Put all of that into some account that gets you at least 5% per year which is ~$1000 a month in returns after a 22% tax.

Step 9) Move to Buenos Aires, Argentina where you can spend $500 on rent and utilities and the other $500 for going out to restaurants every single day, etc.

Step 10 [Optional]) Sell an online course for extra passive income.

Done.

Anyway, who wants to do this with me?

NONE OF YOU.

THATS WHY YOU'LL BE WORKING EVEN AT 80 YEARS OLD

How tf will someone even find 2 unskilled jobs in the first place in a new state

 

[ItsOver999]

How tf will someone even find 2 unskilled jobs in the first place in a new state

Well doesnt matter cuz tbh i didnt do the guide for if u have to move to a new state cuz u cant even cook rice if u live in ur car (without buying extra equipment)...

Also, tf u mean.. go find a McDonalds

 

[LVZZO]

I'm making less than 12k a year being graduated
But with 300k you can retire here yeah

 

[ihatemylifecel]

Stock market is overvalued and going to crash sometimes. At least it will hardly beat inflation. Better off working hard for 6 months and then Argentinamaxxing for 6 months.

 

[ItsOver999]

OK SO APPARENTLY THERE IS THIS GAY THING CALLED INFLATION AND IN ORDER FOR THIS TO WORK YOU WOULD NEED TO GET 8%-9% RETURNS AND THEN ONLY WITHDRAW 5%.

A BETTER IDEA MIGHT BE TO JUST WORK AND SAVE FOR 1 YEAR AND THEN MOVE TO ARGENTINA AND YOU'LL HAVE ENOUGH SAVED TO LIVE THERE FOR ~3 YEARS WITHOUT WORKING.

LEGAL DISCLAIMER: THIS ISNT FINANCIAL ADVICE FROM YOUR FINANCIAL ADVISER, I AM NOT HIM.

BUT TBH A BETTER IDEA MIGHT BE TO USE $40,000 FOR A DOWN PAYMENT ON A PROPERTY TO EVENTUALLY RENT IT OUT TO MAKE PASSIVE INCOME. YOU CAN LOOK INTO THAT RABBIT HOLE.

 

[Bui]

in summary, wageslave for 3 years than return to a cheap ass country.