Investment portfolio - $200k, 18

[australian]

Currently liquidating some investments (mainly crypto) and got some money for birthday which I plan to invest solely into stocks.

Got good risk tolerance and would prefer high growth funds.

Speaking to a financial advisor atm but nothing is locked in with them (tbh i dont think its worth it for 'only' 200k) so I thought I'd ask here as well.

As of right now this is what I'm thinking:
- majority in VGS - general global exposure
- ARMR - I want some exposure to defence stocks but not sure on the fund
- some sort of metals & mining fund - smaller allocation

Not 100% sure on my allocations yet but it would be something along the lines of 70% VGS, 20% ARMR, 10% metals & mining.

Any advice or suggestions would be appreciated!

 

[IronMike]

For defense just go with SHLD ETF, also do Rolls Royce and GE.

Get into Uranium Mining and SMR producers, UUUU/Rolls Royce/DNN

 

[australian]

Thanks - I'll do some research on them

 

[2ndAscension]

Good shit man, just beware that financial advisors are generally scammers that will convince you to buy 0.5-2% TER garbage funds, putting most in a global ETF will outperform anything a financial advisor will suggest

 

[whateverr]

you missed out on palantir man , you should have joined earlier

 

[australian]

Good shit man, just beware that financial advisors are generally scammers that will convince you to buy 0.5-2% TER garbage funds, putting most in a global ETF will outperform anything a financial advisor will suggest

Yeah that's why I'd rather do it myself - although the financial advisor I'm speaking to is trusted and they manage money for most of my family

 

[2ndAscension]

Yeah that's why I'd rather do it myself - although the financial advisor I'm speaking to is trusted and they manage money for most of my family

Yeah they're fine for those that don't know what to do themselves, but you seem to know, so there's no reason to pay extra just for them to manage your money in some underperforming 60/40 fund

 

[australian]

you missed out on palantir man , you should have joined earlier

ropefuel

 

[jboard]

voo
btc
tec.to
some in high yield saving

what’s ur opinion on this?

 

[g-money]

Your plan is solid for high growth, but 30% in niche sectors like ARMR and metals is a bit heavy and could increase volatility. Consider trimming those to 10–15% each and keeping more in VGS or adding an emerging markets/small-cap ETF for diversification. Make sure to rebalance yearly so you don’t accidentally get overweight in one sector

 

[Prøphet]

voo
btc
tec.to
some in high yield saving

what’s ur opinion on this?

Too late for btc

 

[australian]

voo
btc
tec.to
some in high yield saving

what’s ur opinion on this?

I'd rather VGS over VOO because I want the diversification from USA. I'm not overly bullish on USA in general and especially after the next election, I think the next president will have to mend a lot of bridges and adopt a more globalised position, which would encourage businesses to go back to India/China/Europe where manufacturing is much cheaper. While VOO could be a good play now I wouldn't really want to over risk in a fund that can be affected by one persons tweet.

I'm fully diversifying from all my crypto because I don't really believe in its use anymore. While BTC/ETH may be the sole exceptions I think most coins are vaporwave. In theory BTC sounds amazing but it's now just controlled by funds and governments who hold rediculous amounts of it. I do believe in its true purpose to be p2p cash system but those days are over, its just an overly risky 'investment' now that is too easily manipulated.

Tech fund is a good idea but I'd be happy with the exposure to big tech companies that I get from VGS. I don't want to overly invest in that area anyway.

Haven't really looked into HYSA's but I don't think I have enough money for that

Thanks!

 

[australian]

Your plan is solid for high growth, but 30% in niche sectors like ARMR and metals is a bit heavy and could increase volatility. Consider trimming those to 10–15% each and keeping more in VGS or adding an emerging markets/small-cap ETF for diversification. Make sure to rebalance yearly so you don’t accidentally get overweight in one sector

Thanks, this was just an original plan so I'll keep researching and will talk to some people.

I'll send an update when I decide

 

[molecule8]

Currently liquidating some investments (mainly crypto) and got some money for birthday which I plan to invest solely into stocks.

Got good risk tolerance and would prefer high growth funds.

Speaking to a financial advisor atm but nothing is locked in with them (tbh i dont think its worth it for 'only' 200k) so I thought I'd ask here as well.

As of right now this is what I'm thinking:
- majority in VGS - general global exposure
- ARMR - I want some exposure to defence stocks but not sure on the fund
- some sort of metals & mining fund - smaller allocation

Not 100% sure on my allocations yet but it would be something along the lines of 70% VGS, 20% ARMR, 10% metals & mining.

Any advice or suggestions would be appreciated!

nigga never worked a day in his life outside mcdonalds

need to reincarnate rich, holy fuck

 

[loyaltothesoil]

Currently liquidating some investments (mainly crypto) and got some money for birthday which I plan to invest solely into stocks.

Got good risk tolerance and would prefer high growth funds.

Speaking to a financial advisor atm but nothing is locked in with them (tbh i dont think its worth it for 'only' 200k) so I thought I'd ask here as well.

As of right now this is what I'm thinking:
- majority in VGS - general global exposure
- ARMR - I want some exposure to defence stocks but not sure on the fund
- some sort of metals & mining fund - smaller allocation

Not 100% sure on my allocations yet but it would be something along the lines of 70% VGS, 20% ARMR, 10% metals & mining.

Any advice or suggestions would be appreciated!

Higher % dedicated to Metals IMO, just based on historical and current performances. ETFs perform well but are still based on the USD, so I tend to stay away. ARMR has performed well in the last year, especially compared to VGS, but XAG still outperformed in the last year, and will still continue to do so IMO. Regardless, good choices in ETFs but yeah I would change the allocation %

 

[TheNextOPry]

send me 20k and ill send you nudes

 

[emocean]

Currently liquidating some investments (mainly crypto) and got some money for birthday which I plan to invest solely into stocks.

Got good risk tolerance and would prefer high growth funds.

Speaking to a financial advisor atm but nothing is locked in with them (tbh i dont think its worth it for 'only' 200k) so I thought I'd ask here as well.

As of right now this is what I'm thinking:
- majority in VGS - general global exposure
- ARMR - I want some exposure to defence stocks but not sure on the fund
- some sort of metals & mining fund - smaller allocation

Not 100% sure on my allocations yet but it would be something along the lines of 70% VGS, 20% ARMR, 10% metals & mining.

Any advice or suggestions would be appreciated!

nigga how the fuck did u get 200k

 

[australian]

nigga never worked a day in his life outside mcdonalds

need to reincarnate rich, holy fuck

Actually never had a job, I've always just grafted myself. Had car detailing business and stacked some bread, took that money into ecom and printed and then invested that money into crypto in jan/feb 2023

 

[australian]

nigga how the fuck did u get 200k

got redpilled way too young

 

[australian]

Higher % dedicated to Metals IMO, just based on historical and current performances. ETFs perform well but are still based on the USD, so I tend to stay away. ARMR has performed well in the last year, especially compared to VGS, but XAG still outperformed in the last year, and will still continue to do so IMO. Regardless, good choices in ETFs but yeah I would change the allocation %

Okay, appreciate it!

 

[Troo_]

Currently liquidating some investments (mainly crypto) and got some money for birthday which I plan to invest solely into stocks.

Got good risk tolerance and would prefer high growth funds.

Speaking to a financial advisor atm but nothing is locked in with them (tbh i dont think its worth it for 'only' 200k) so I thought I'd ask here as well.

As of right now this is what I'm thinking:
- majority in VGS - general global exposure
- ARMR - I want some exposure to defence stocks but not sure on the fund
- some sort of metals & mining fund - smaller allocation

Not 100% sure on my allocations yet but it would be something along the lines of 70% VGS, 20% ARMR, 10% metals & mining.

Any advice or suggestions would be appreciated!

how and where did you get knowledge for trading

 

[australian]

how and where did you get knowledge for trading

Started with general youtube videos/education and just built up from there. A lot of it after that was just trial and error.

 

[kranerman23123]

Currently liquidating some investments (mainly crypto) and got some money for birthday which I plan to invest solely into stocks.

Got good risk tolerance and would prefer high growth funds.

Speaking to a financial advisor atm but nothing is locked in with them (tbh i dont think its worth it for 'only' 200k) so I thought I'd ask here as well.

As of right now this is what I'm thinking:
- majority in VGS - general global exposure
- ARMR - I want some exposure to defence stocks but not sure on the fund
- some sort of metals & mining fund - smaller allocation

Not 100% sure on my allocations yet but it would be something along the lines of 70% VGS, 20% ARMR, 10% metals & mining.

Any advice or suggestions would be appreciated!

vt nothing else the more you attempt to "diversify" away from big global funds like that youre actually undiversifying and staking your bets into certain markets

 

[aids]

Are you who I think you are

 

[aids]

Your plan is solid for high growth, but 30% in niche sectors like ARMR and metals is a bit heavy and could increase volatility. Consider trimming those to 10–15% each and keeping more in VGS or adding an emerging markets/small-cap ETF for diversification. Make sure to rebalance yearly so you don’t accidentally get overweight in one sector

Me when I use AI for my posts and get caught out by the em dash between my percentages:

 

[g-money]

Me when I use AI for my posts and get caught out by the em dash between my percentages:

AI is the future and if you don’t use it daily you’re low iq

 

[aids]

AI is the future and if you don’t use it daily you’re low iq

If you rely on AI for financial advice then you're NGMI.
You're not even using it for yourself either, you're using it to give advice feigning you know what you're talking about.