Is taking out a loan for surgery retarded?

[Whirr22222]

My wage isnt that bad but i simply dont have enough money rn for certain surgeries but want them. Thinking about taking out the loan on my parents credit card as their interest will be lower. Do i have brain damage for considering this???

 

[Montenigger]

yes,unless you can pay it normally then no

 

[Angutoid]

its good if your loan can also cover unexpected additional costs
lets you get rid of your failos first and then pay for them what could go wrong

 

[Jqet]

Yes bro that’s retarded as fuck sorry

 

[Orthognathic]

No, looks > finances and relations with your family

 

[Whirr22222]

No, looks > finances and relations with your family

Nah i wasnt gonna steal it my dad is happy to let me take the loan out as its a no brainer its lower interest rate

 

[Jaynoyn523]

My wage isnt that bad but i simply dont have enough money rn for certain surgeries but want them. Thinking about taking out the loan on my parents credit card as their interest will be lower. Do i have brain damage for considering this???

if you have a plan to pay back and make the monthly payments without fail then I dont think its the stupidest consideration, however id only do this if you have a good job, money for your apartment/house, a car etc if you dont even have a car yet, dont consider the surgery, sort your life out financially then get surgery

 

[Foreverbrad]

Depends what’s the interest rate and how quickly you can pay it off.

Almost certainly worth it though, if you need Surgery there is no point even trying to progress in other aspects of your life as your Face will always drag you down and spoil opportunities.

 

[svarddre]

I’m also considering it, I don’t see why it would be retarded if you truly believe it would make your life better AND you know you’ll be able to pay it off

 

[hej1377]

Whats your salary and what field are you in a d what surgeries

 

[Whirr22222]

Whats your salary and what field are you in a d what surgeries

BSSO with orthodontics, oto, undereye fat graft all done in UK so a little bit expensive. I earn 27k pounds a year lol pretty bad

 

[zaebalsya]

i dont think its retarded
im considering a loan for surgery ngl cuz i know ill be able to pay it off later

 

[hej1377]

BSSO with orthodontics, oto, undereye fat graft all done in UK so a little bit expensive. I earn 27k pounds a year lol pretty bad

That bsso will burn a hole in your povket so i would recommend just going turkey but if your sure on staying in the uk i would not recommend taking out a loan unless you are in a good field and can expect a good future salary, tpu wil probably drown in debt, just save and then you can maybe take out a loan for the last 5k or something

 

[hej1377]

BSSO with orthodontics, oto, undereye fat graft all done in UK so a little bit expensive. I earn 27k pounds a year lol pretty bad

But it might be good if you can get a cosigner or put something as collateral and you have a good credit score

 

[canthus]

My wage isnt that bad but i simply dont have enough money rn for certain surgeries but want them. Thinking about taking out the loan on my parents credit card as their interest will be lower. Do i have brain damage for considering this???

If you don’t have the money to pay it back you can just go on the run whilst mogging

 

[Whirr22222]

But it might be good if you can get a cosigner or put something as collateral and you have a good credit score

Im gonna take it out on my dads credit card as he has good credit score he said i can

 

[slaters]

If your smart and confident about it I don’t see why not

 

[hej1377]

Im gonna take it out on my dads credit card as he has good credit score he said i can

Then it might actually be a not so bad decision, i would probably just recommend maybe working a bit of ocertime in the begining to pay it off faster and so the interest doesnt rack up to much

 

[Michelangelo]

Only doable if you can pay it back quickly and they dont ask for interests, otherwise stupid

 

[hej1377]

Btw youve talked about cialis before, i was planning on buying it, what do you think is the appropriate dosage to get similar reddness as a really high intensity workout?

 

[ltn_looksminner]

depends , if the loan is gonna cripple you financially then no

 

[Whirr22222]

Btw youve talked about cialis before, i was planning on buying it, what do you think is the appropriate dosage to get similar reddness as a really high intensity workout?

10mg daily it gives me redness around my cheeks area

 

[Whirr22222]

depends , if the loan is gonna cripple you financially then no

It kinda will but i live at parents home so it doesnt matter that much

 

[hej1377]

It kinda will but i live at parents home so it doesnt matter that much

Honestly if you live at home you should be able to pay it off within a year

 

[2chevskuy]

If a thought like this even crosses your mind seek mental help

 

[xevuxia]

I’m also considering it, I don’t see why it would be retarded if you truly believe it would make your life better AND you know you’ll be able to pay it off

No bank would hand you big amounts of loan for surgery
Unless you have some cover

 

[svarddre]

No bank would hand you big amounts of loan for surgery
Unless you have some cover

“Unless you have the thing banks demand you have before any loan”

 

[mogmypsl999]

yes just save it

 

[Whirr22222]

If a thought like this even crosses your mind seek mental help

If u think about putting ur iq in ur bio seek mental help

 

[Sicilian Cyclops]

hello handsome~

 

[centipolk]

My wage isnt that bad but i simply dont have enough money rn for certain surgeries but want them. Thinking about taking out the loan on my parents credit card as their interest will be lower. Do i have brain damage for considering this???

Not retarded at all no other way to slay if you wait until you have the money agepill will have already taken its toll

 

[Andremln]

Surgery has an insane ROI in case of dentofacial deformity so no

 

[emoloserboy]

My wage isnt that bad but i simply dont have enough money rn for certain surgeries but want them. Thinking about taking out the loan on my parents credit card as their interest will be lower. Do i have brain damage for considering this???

some surgeries can be covered by insurance if u massively overexaggerate how bad your symptoms are, I know there's some ways to cheat rhinoplasty's/bimax through this. shit like sleep apnea and trouble breathing through ur nose.