People are so dumb in regards to financing vehicles

IronMike

IronMike

DOMAIN EXPANSION: BLACK NEW WORLD ORDER
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I understand if you want to get a new car. But people will sit here and cope by buying a lets say crossover like a Toyota Rav4 for 40K, with 5K down, and a 500$ payment + 100 insurance

Then tell me at work that they didn't want to buy a 2005 Toyota 4Runner or Corolla with 40K miles, because since its old the maintenance would be too much.

BITCH! Nobody on earth is paying 600$ a month on maintenance on an old car unless its a barn find that hasn't been driven in 30 years.

I drive a 2001 4runner, with 372K miles, been driving it since 2015 since my mom gave it to me after she upgraded. And in 10 years, I've spent maybe 3K on it including oil changes, tires, and a rare occasion when my AC broke after being deployed for 4 months when it wasn't being driven.

Anyone who has a car note yet complains about money needs to shut the fuck up and never speak again.
 
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I understand if you want to get a new car. But people will sit here and cope by buying a lets say crossover like a Toyota Rav4 for 40K, with 5K down, and a 500$ payment + 100 insurance

Then tell me at work that they didn't want to buy a 2005 Toyota 4Runner or Corolla with 40K miles, because since its old the maintenance would be too much.

BITCH! Nobody on earth is paying 600$ a month on maintenance on an old car unless its a barn find that hans been driven in 30 years.

I drive a 2001 4runner, with 372K miles, been driving it since 2015 since my mom gave it to me after she upgraded. And in 10 years, I've spent maybe 3K on it including oil changes, tires, and a rare occasion when my AC broke after being deployed for 4 months when it wasn't being driven.

Anyone who has a car note yet complains about money needs to shut the fuck up and never speak again.
dnr i dont listen to kikes
 
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Been peeping bitches with a $600 car payment onna altima
 
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Been peeping bitches with a $600 car payment onna altima
Dumb fucks, women are the biggest offenders because they won't even get good vehicles, they'll get a Altima, Kia K5, or a new era Bronco, and pay 600+ a month for 84 months LOL! And they'll skip the oil changes so the vehicle brakes before the loan is paid off LOL!

At least guys will drop that much for a Supra or TypeR or Corvette
 
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Dumb fucks, women are the biggest offenders because they won't even get good vehicles, they'll get a Altima, Kia K5, or a new era Bronco, and pay 600+ a month for 84 months LOL! And they'll skip the oil changes so the vehicle brakes before the loan is paid off LOL!

At least guys will drop that much for a Supra or TypeR or Corvette
My mom had a friend that literally never got an oil change and totaled her car because of it 😂
 
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My mom had a friend that literally never got an oil change and totaled her car because of it 😂
Absolutely insane, people underestimate how a simple oil change on time will extend the life of your vehicle. I have only ever purchased cash cars. And my 2001 4runner is the newest vehicle I have.

I have an 85 Celica Supra and 81 Corona, and they have had ZERO issues, and I attibute that to timely oil changes
 
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That's why we only buy vehicles we can actually afford. So much nicer to actually own a car and only worry about maintenance and repairs as needed than have to be in debt over a new car. Besides that, most new cars are built worse and have too much tech. Biggest thing as long as the car is mechanically sound is to make sure it isn't rusted underneath, as lots of used cars look fine but are too far gone in terms of the frame
 
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Absolutely insane, people underestimate how a simple oil change on time will extend the life of your vehicle. I have only ever purchased cash cars. And my 2001 4runner is the newest vehicle I have.

I have an 85 Celica Supra and 81 Corona, and they have had ZERO issues, and I attibute that to timely oil changes
nice i have my daads cars basacally all mines
 
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That's why we only buy vehicles we can actually afford. So much nicer to actually own a car and only worry about maintenance and repairs as needed than have to be in debt over a new car. Besides that, most new cars are built worse and have too much tech. Biggest thing as long as the car is mechanically sound is to make sure it isn't rusted underneath, as lots of used cars look fine but are too far gone in terms of the frame
Yeah, especially daily drivers, I understand having a weekend rider, I do myself, but it was purchased in full.

But having a 60K daily SUV/Truck that you drive to the office is absurd. My fellow Americans are dumb af
 
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Because people are dumb asf when it comes to finances, 34% of Americans have no savings lol
 
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this one toyota car of my dad last 2 weeks with a full tank of gas and takes 35-50 bucks for full tank
Yeah, my supra gets maybe 29MPG it seems like, my 4runner though eats gass like crazy, like 12-15mpg, I fill up twice a week and have a 1hr commute
 
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Because people are dumb asf when it comes to finances, 34% of Americans have no savings lol
Pretty sad when you think about it, newest Iphone, vacations on credit. I blame wives.
 
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Absolutely insane, people underestimate how a simple oil change on time will extend the life of your vehicle. I have only ever purchased cash cars. And my 2001 4runner is the newest vehicle I have.

I have an 85 Celica Supra and 81 Corona, and they have had ZERO issues, and I attibute that to timely oil changes
Oil changes are very important. So many idiots neglect the hell out of it and then complain when it breaks down. I get mine done every 5k miles or less on my pickup because I want it to last. On my mom's suv it's changed every 2k or so because it's a little turbo engine that has more stress than my truck engine and also is mostly driven in the city with lots of short trips which makes the oil break down faster. If the oil on any vehicle starts looking too dark for my liking, it gets changed regardless of mileage. 5k miles is a good rule of thumb, but certain driving conditions can cause it to need it sooner. I always check the dipstick every few weeks to make sure it's not low on oil too.
 
I understand if you want to get a new car. But people will sit here and cope by buying a lets say crossover like a Toyota Rav4 for 40K, with 5K down, and a 500$ payment + 100 insurance

Then tell me at work that they didn't want to buy a 2005 Toyota 4Runner or Corolla with 40K miles, because since its old the maintenance would be too much.

BITCH! Nobody on earth is paying 600$ a month on maintenance on an old car unless its a barn find that hasn't been driven in 30 years.

I drive a 2001 4runner, with 372K miles, been driving it since 2015 since my mom gave it to me after she upgraded. And in 10 years, I've spent maybe 3K on it including oil changes, tires, and a rare occasion when my AC broke after being deployed for 4 months when it wasn't being driven.

Anyone who has a car note yet complains about money needs to shut the fuck up and never speak again.
midget hands typed this btw
 
I understand if you want to get a new car. But people will sit here and cope by buying a lets say crossover like a Toyota Rav4 for 40K, with 5K down, and a 500$ payment + 100 insurance

Then tell me at work that they didn't want to buy a 2005 Toyota 4Runner or Corolla with 40K miles, because since its old the maintenance would be too much.

BITCH! Nobody on earth is paying 600$ a month on maintenance on an old car unless its a barn find that hasn't been driven in 30 years.

I drive a 2001 4runner, with 372K miles, been driving it since 2015 since my mom gave it to me after she upgraded. And in 10 years, I've spent maybe 3K on it including oil changes, tires, and a rare occasion when my AC broke after being deployed for 4 months when it wasn't being driven.

Anyone who has a car note yet complains about money needs to shut the fuck up and never speak again.
Exactly. Couldn’t have said it any better. Now let’s say I want to get a fine piece of work like this, how much should I be willing to put down and why? (The two dealerships selling this one are overcharging me I think)

1777259845068
 
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Yeah, especially daily drivers, I understand having a weekend rider, I do myself, but it was purchased in full.

But having a 60K daily SUV/Truck that you drive to the office is absurd. My fellow Americans are dumb af
Yeah lots of people make foolish decisions. I need a truck that's heavy duty and 4x4 with my use, but what I have is one thats 10+ years ago with around 70k miles instead of a crazy expensive pavement princess. It's got a scraped up passenger side from when someone did a hit and run (police were of no help), and the driver's side has light damage from when a deer ran into it so it's not something I'm afraid to use like a truck. Most of the people with the brand new fancy ones don't even take them off paved roads or haul anything
 
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Yeah, my supra gets maybe 29MPG it seems like, my 4runner though eats gass like crazy, like 12-15mpg, I fill up twice a week and have a 1hr commute
My truck gets around 10-12 city and 20 or so highway. 17 average with all my driving combined
 
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Yeah lots of people make foolish decisions. I need a truck that's heavy duty and 4x4 with my use, but what I have is one thats 10+ years ago with around 70k miles instead of a crazy expensive pavement princess. It's got a scraped up passenger side from when someone did a hit and run (police were of no help), and the driver's side has light damage from when a deer ran into it so it's not something I'm afraid to use like a truck. Most of the people with the brand new fancy ones don't even take them off paved roads or haul anything
I have personally become very anti truck because I don't need one for work, and if I need to haul anything like furniture, I'll rent a uhaul for 75$ that day to move it.
 
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Exactly. Couldn’t have said it any better. Now let’s say I want to get a fine piece of work like this, how much should I be willing to put down and why? (The two dealerships selling this one are overcharging me I think)

View attachment 4971375
Niggas are unironically driving that in Atlanta by putting power washing engines in them or sum 😂
 
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My truck gets around 10-12 city and 20 or so highway. 17 average with all my driving combined
Yeah, the no car note makes that MPG rate worth it.

Imagine paying 75K for a Tundra, then putting 200$ in gas into it every week LOL!
 
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Exactly. Couldn’t have said it any better. Now let’s say I want to get a fine piece of work like this, how much should I be willing to put down and why? (The two dealerships selling this one are overcharging me I think)

View attachment 4971375
Just have some neighborhood kids push you around in it for 25$ a week
 
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I have personally become very anti truck because I don't need one for work, and if I need to haul anything like furniture, I'll rent a uhaul for 75$ that day to move it.
Daily driving a truck is pretty fun, and I use it often enough for hauling stuff that it beats the hassle and cost of renting one. Besides that, having a proper 4wd comes in handy a lot for snow and similar situations
 
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Yeah, the no car note makes that MPG rate worth it.

Imagine paying 75K for a Tundra, then putting 200$ in gas into it every week LOL!
Absolutely. And besides that lots of these new trucks are having major breakdowns just after the warranty runs out so you have to pay to get them fixed while they aren't even paid off :feelskek:
 
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Yeah, the no car note makes that MPG rate worth it.

Imagine paying 75K for a Tundra, then putting 200$ in gas into it every week LOL!
Imagine the niggas paying 60k for a truck with a 4 cyl hybrid turbo 😭😭😭
 
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FINNALY someone say it thx Mike :FeelsSadMan:
 

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