Saving $$ for holidays/surgeries

[Veroa]

Hey guys, starting early September I'll have a steady flow of income I can put away into savings completely (£700) a month

I'm looking for advice where I should hold/invest/put it so I can make the most of it or potentially even see some returns. No bullshit volatile stock or something that's gonna rob me ;-; For reference I live in the UK

 

[TopTierIncel42]

I suggest investing like 50 quid into stocks. (dont know much about it but steady income is steady income.)

And trying to save the rest.

 

[Veroa]

I suggest investing like 50 quid into stocks. (dont know much about it but steady income is steady income.)

And trying to save the rest.

50 out of the 700? Would you recommend anything?

Also, to specify my question, I wanted to ask what's the best place to put it to savings, instead of just letting it waste in my bank account is there like some fund or something of the sort.?

 

[Escanor1]

I suggest investing like 50 quid into stocks. (dont know much about it but steady income is steady income.)

And trying to save the rest.

top roi surgeries?

 

[TopTierIncel42]

50 out of the 700? Would you recommend anything?

Also, to specify my question, I wanted to ask what's the best place to put it to savings, instead of just letting it waste in my bank account is there like some fund or something of the sort.?

I wouldn't trust any place to put it in savings other than your bank.

Also I have started minor investing into crypto and I suggest following this guide.

Crypto Megathread

Preface: The number one most imporant thing to remember is you know nothing. You are competing with people with decades of experience, who went through brutal education and have unimaginable power and knowledge of the market. I dont claim to know anything, and doubt anyone who claims he does...

looksmax.org

 

[Veroa]

I wouldn't trust any place to put it in savings other than your bank.

Also I have started minor investing into crypto and I suggest following this guide.

Crypto Megathread

Preface: The number one most imporant thing to remember is you know nothing. You are competing with people with decades of experience, who went through brutal education and have unimaginable power and knowledge of the market. I dont claim to know anything, and doubt anyone who claims he does...

looksmax.org

Will read up on it now, thanks

 

[TopTierIncel42]

top roi surgeries?

Bimax easy.

 

[Escanor1]

Bimax easy.

well prolly more affordable lmao

 

[TopTierIncel42]

well prolly more affordable lmao

lol if OP has some money saved it wouldn't hurt to travel to South Korea.

 

[Veroa]

I wouldn't trust any place to put it in savings other than your bank.

Also I have started minor investing into crypto and I suggest following this guide.

Crypto Megathread

Preface: The number one most imporant thing to remember is you know nothing. You are competing with people with decades of experience, who went through brutal education and have unimaginable power and knowledge of the market. I dont claim to know anything, and doubt anyone who claims he does...

looksmax.org

I wanted to also try my hand at small-time reselling, buying reps/electronics or other trendy things cheap and then trying to move them on Vinted or FB MP or something like that.

 

[TopTierIncel42]

I wanted to also try my hand at small-time reselling, buying reps/electronics or other trendy things cheap and then trying to move them on Vinted or FB MP or something like that.

Not a bad plan. FBMP might take a little longer and being patient will be put into place but that's not a bad idea.

I sell study material and notes to my colleagues in school JFLL.
So I guess just adapt to your circumstance lol.

 

[Veroa]

Not a bad plan. FBMP might take a little longer and being patient will be put into place but that's not a bad idea.

I sell study material and notes to my colleagues in school JFLL.
So I guess just adapt to your circumstance lol.

Yeah I'm not prepared to invest a lot into it, but it'd be cool if I could flip some £10 garbage for even a 2-3x markup as a side bonus, on top of that it would be fun which is a big motivator for me because I can't really get shit done unless I enjoy it.

 

[Prøphet]

“Make the most of £700”

“No volatility”

Lol

 

[Veroa]

“Make the most of £700”

“No volatility”

Lol

At the end of the year it would be almost 3k, by halfway through 2027 around £7000.

 

[Veroa]

At the end of the year it would be almost 3k, by halfway through 2027 around £7000.

This is a permanent 700 monthly I can put away without it affecting me whatsoever.

 

[Prøphet]

At the end of the year it would be almost 3k, by halfway through 2027 around £7000.

I mean I can only imagine how insane the taxes must be in the uk

Probably not worth it if you’re looking for short term gains

 

[Veroa]

I mean I can only imagine how insane the taxes must be in the uk

Probably not worth it if you’re looking for short term gains

Tax free, £9450 tax free from September to July

 

[Prøphet]

This is a permanent 700 monthly I can put away without it affecting me whatsoever.

Nvm I’m retarded I thought you meant you only get 700 for everything

 

[Veroa]

Nvm I’m retarded I thought you meant you only get 700 for everything

That's my bad, I phrased my thread wrong

 

[Prøphet]

That's my bad, I phrased my thread wrong

Yeah it’s probably a good idea

If you want to save for something specific in let’s say less than a few years you should put it in HYSA

For longer term then index funds are worth if

 

[Veroa]

Yeah it’s probably a good idea

If you want to save for something specific in let’s say less than a few years you should put it in HYSA

For longer term then index funds are worth if

I'll look into those, thanks

 

[Veroa]

Yeah it’s probably a good idea

If you want to save for something specific in let’s say less than a few years you should put it in HYSA

For longer term then index funds are worth if

While I was looking into HYSAs something interesting came across my eye, ''premium bonds'' which are a really cool concept on paper. Look into them if you want https://www.nsandi.com/products/premium-bonds

 

[Schrappi17]

you might dont want to listen to me (im poor), but if I were you, I would go on indiamart and buy testosteron raw powder for 500usd per kg. with that you can mix it with a few simple stuff like oil of your choice and benzym. (watch a youtube vid or smt (ask deepseek)).
From 1kg you can get 350 vials of testosteron with 2500mg test in it. You can sell one vial for around 30-50 usd or more if you are a good sales man. Out of thath 500usd you can make 17500 USD. Lets say 15k usd and you can save some for yourself. I might do that myself ngl. about the investing shit, don't do it with this little money gl

 

[Veroa]

you might dont want to listen to me (im poor), but if I were you, I would go on indiamart and buy testosteron raw powder for 500usd per kg. with that you can mix it with a few simple stuff like oil of your choice and benzym. (watch a youtube vid or smt (ask deepseek)).
From 1kg you can get 350 vials of testosteron with 2500mg test in it. You can sell one vial for around 30-50 usd or more if you are a good sales man. Out of thath 500usd you can make 17500 USD. Lets say 15k usd and you can save some for yourself. I might do that myself ngl. about the investing shit, don't do it with this little money gl

I hear you, are you considering the possibility of it expiring/having some sort of issues being held so long if you can't move it fast?

 

[Schrappi17]

I hear you, are you considering the possibility of it expiring/having some sort of issues being held so long if you can't move it fast?

yes, you shouldn't do it all at once. One vial (you would need packaging too) can be stored for 3 years (if done properly). Idk how to do it properly tbh so I'd say around a few weeks per vial.
This is the stuff you need:
- raw powder 200-500$ (can be testosteron/tren/masteron or any steroid) <- I would go with testosteron
- Carrier oil 10$ (Grapeseed)
- Benzyl alcohol 15$ (a few bottles)
- Sterile Vials 100$ (350 empty vials)
- Sterile filter and needles 50$
- Scale, stove, glassware free - 50$
total: 425-725 usd
and it can be turned into 10-15k

 

[Schrappi17]

yes, you shouldn't do it all at once. One vial (you would need packaging too) can be stored for 3 years (if done properly). Idk how to do it properly tbh so I'd say around a few weeks per vial.
This is the stuff you need:
- raw powder 200-500$ (can be testosteron/tren/masteron or any steroid) <- I would go with testosteron
- Carrier oil 10$ (Grapeseed)
- Benzyl alcohol 15$ (a few bottles)
- Sterile Vials 100$ (350 empty vials)
- Sterile filter and needles 50$
- Scale, stove, glassware free - 50$
total: 425-725 usd
and it can be turned into 10-15k

it is kinda risky tho. but you are sooo lucky bc you live in UK because you can order stuff from india without getting seized. thats why I tell you this

 

[Veroa]

it is kinda risky tho. but you are sooo lucky bc you live in UK because you can order stuff from india without getting seized. thats why I tell you this

And I'm guessing you're german by the way you said that