The danger of $150k-$500k income range in america

[Jason Voorhees]

$150K-$500K is the most dangerous income zone in America.. You're not too rich to relax, too poor to escape. Too rich for W-2 simplicity and Too poor for a family office.

This is what I call the forgotten class. At $250K a W-2 earner bleeds 35 40% in federal and state taxes if in California plus payroll taxes. Every dollar is fully exposed to everyone. No deductions. No compounding. No leverage.

Meanwhile the real rich billionaires pay less. Because they own the rules. They own assets. They borrow, defer, and depreciate while high earners trade time for taxed dollars.The fix to this with Shift from W-2 to 1099 or LLC income where possible.

Use retirement accounts for tax deferred growth. Move into real estate for depreciation and 1031 exchanges. This income zone is more or less a trap. The no man's land where no body cares about you. It's an illusion that you are wealthy but you are not.

 

[Node]

Whole bunch of gibber jabber gobbledygook typeshit

 

[Jason Voorhees]

Whole bunch of gibber jabber gobbledygook typeshit

Read the last paragraph that's all you need to knkw

 

[Node]

Read the last paragraph that's all you need to knkw

My iq can’t handle thia

 

[kababcel]

$150K-$500K is the most dangerous income zone in America.
You're not too rich to relax too poor to escape. Too rich for W-2 simplicity. Too poor for a family office.

This is what I call the forgotten class. At $250K a W-2 earner bleeds 35-40% in federal and state taxes plus payroll taxes. Every dollar is fully exposed. No deductions. No compounding. No leverage.

Meanwhile, billionaires pay less. Why? Because they own the rules They don't earn income. They own assets. They borrow, defer, and depreciate while high earners trade time for taxed dollars. But it doesn't have to bleed. The fix starts small with structure. Shift from W-2 to 1099 or LLC income where possible.

Use retirement accounts for tax deferred growth. Move into real estate for depreciation and 1031 exchanges. This income zone is more or less a trap. An illusion of you being wealthy but you are not.

Hmmmmm well its for sure better than working a dead end labor job and earning 40k a year

 

[asdvek]

Jason send 67 dollars to me

 

[emogymmaxx]

thank god im not in "middle" class range
living paycheck to paycheck isnt fun (im not anymore)

 

[Swarthy Knight]

Sorta off topic, but I cringe whenever normies say $150-500k range is "rich". If you're not making millions in profit, I don't think anything below that classifies as rich

 

[Jason Voorhees]

My iq can’t handle thia

W-2, 1099 are tax forms. I am just talking about US taxation. If you don't handle taxes well while being in this income bracket you will have your earnings raped by the IRS

 

[Jason Voorhees]

Sorta off topic, but I cringe whenever normies say $150-500k range is "rich". If you're not making millions in profit, I don't think anything below that classifies as rich

It's like that twilight zone imo. You're too rich for government help, too poor for Wall Street privilege.

 

[kababcel]

$150K-$500K is the most dangerous income zone in America.. You're not too rich to relax, too poor to escape. Too rich for W-2 simplicity and Too poor for a family office.

This is what I call the forgotten class. At $250K a W-2 earner bleeds 35 40% in federal and state taxes if in California plus payroll taxes. Every dollar is fully exposed to everyone. No deductions. No compounding. No leverage.

Meanwhile the real rich billionaires pay less. Because they own the rules They don't earn income. They own assets. They borrow, defer, and depreciate while high earners trade time for taxed dollars. But it doesn't have to bleed. The fix to this with structural changes Shift from W-2 to 1099 or LLC income where possible.

Use retirement accounts for tax deferred growth. Move into real estate for depreciation and 1031 exchanges. This income zone is more or less a trap. An illusion of you being wealthy but you are not.

but I think you're missing one nuance: it’s not just about how much you earn , it’s about how you structure your financial life. You're right that high w2 income is the most taxed, but the answer isn’t just escaping to 1099 or forming an llc, it’s about learning to act like an owner rather than a worker, even while you're still building

 

[Swarthy Knight]

It's like that twilight zone imo. You're too rich for government help, too poor for Wall Street privilege.

True. And if you're living in a big place like NYC or Bay Area, I'd think that low to mid 6 figures would be "barely" enough

 

[Jason Voorhees]

@Tigermoggerlol @savage21 @qxdr

 

[gymceltard]

Dude I make $11.50 USD per hour

JFL at complaining about making 250k because you have to pay a little tax

 

[ztoned]

Where I live 150k is the avg

 

[Mitakaa1341]

Jfl at asking your employer to convert you to a 1099 or routing your pay to an LLC. They are obviously going to say no.

 

[qxdr]

I don’t even think I’ll be making that much with my degree

 

[Jason Voorhees]

Dude I make $11.50 USD per hour

JFL at complaining about making 250k because you have to pay a little tax

Yes but you get taxed less proportionally than the W-2 earner at $250K

 

[Jason Voorhees]

Jfl at asking your employer to convert you to a 1099 or routing your pay to an LLC. They are obviously going to say no.

The point isn't to route your job through an LLC it's to start building something outside your W 2.

 

[Acquiescence]

I will never have this problem

 

[savage21]

Agreed

 

[Swarthy Knight]

Dude I make $11.50 USD per hour

JFL at complaining about making 250k because you have to pay a little tax

Bruh how you making that low at nearly 30 years of age

 

[gymceltard]

Yes but you get taxed less proportionally than the W-2 earner at $250K

Nigga who cares about taxes are you a Jew?

How is making $100 USD per HOUR not enough money? What the fuck are you rich niggers spending your money on?

 

[gymceltard]

Bruh how you making that low at nearly 30 years of age

I was NEET for most of my prime my parents cucked me so hard, they forced me to go to college which I hated (I’m lowIQcel)

I wasted years in college rotting away before I dropped out, then spent the last few years since covid being NEET.

 

[Swarthy Knight]

I was NEET for most of my prime my parents cucked me so hard, they forced me to go to college which I hated (I’m lowIQcel)

I wasted years in college rotting away before I dropped out, then spent the last few years since covid being NEET.

You got similar lore to me. I've been NEETing since 2018 after dropping/flunking out of college (giga ADHDcel)

My mom keeps nagging to get ANY job, but I keep trynna tell her that all the fob Jeets are stealing the jobs now I gotta go back to college as an oldcel

 

[5'8 ltn]

DNR guy making 300k works less than a tradie making 30 an hour and still finds something to complain about.

feds take 40% instead of 25% but he still ends up with triple the amount

plus he has no debt parents paid for all of it

 

[gymceltard]

You got similar lore to me. I've been NEETing since 2018 after dropping/flunking out of college (giga ADHDcel)

My mom keeps nagging to get ANY job, but I keep trynna tell her that all the fob Jeets are stealing the jobs now I gotta go back to college as an oldcel

Over I’m also ADHD (or just lazy and coping I don’t even know). How old are you?

Also what are you going to college for?

I feel like to succeed in school you need momentum. If you’ve been a failure for years then you will be too demoralized to study and succeed.

 

[59H390]

earnign 150k doesnt sound too bad to me

 

[gonnabehappy]

using LLMs to farm reps on org is a new low from you

 

[Jason Voorhees]

using LLMs to farm reps on org is a new low from you

I wrote all this myself actually after reading this article..I only use LLM to format my larger threads.

https://cnb.cx/3DJk9Yh

Everyone online will call people in this range to be rich

 

[Jason Voorhees]

earnign 150k doesnt sound too bad to me

The problem is you are still playing the same rigged game but from a higher starting point.

 

[59H390]

The problem is you are still playing the same rigged game but from a higher starting point.

So what should i do

 

[Jason Voorhees]

So what should i do

Own assets and businesses. The entire tax bracket in the US is heavily in favour of the employers than the employees.

 

[59H390]

Own assets and businesses. The entire tax bracket in the US is heavily in favour of the employers than the employees.

Starting a business is easier said than done tho obviously

I have no ideas

Side note Some good happened to me career wise today

I got a summer internship doing finance, and its paid

So im pretty excited to do that

 

[gonnabehappy]

I wrote all this myself actually after reading this article..I only use LLM to format my larger threads.

https://cnb.cx/3DJk9Yh

Everyone online will call people in this range to be rich

100+ is doing pretty well ofc but u can “easily” make more in the US because of the free market

 

[Jason Voorhees]

Bump

 

[Uehdbwidbfngj]

$150K-$500K is the most dangerous income zone in America.. You're not too rich to relax, too poor to escape. Too rich for W-2 simplicity and Too poor for a family office.

This is what I call the forgotten class. At $250K a W-2 earner bleeds 35 40% in federal and state taxes if in California plus payroll taxes. Every dollar is fully exposed to everyone. No deductions. No compounding. No leverage.

Meanwhile the real rich billionaires pay less. Because they own the rules They don't earn income. They own assets. They borrow, defer, and depreciate while high earners trade time for taxed dollars. But it doesn't have to bleed. The fix to this with structural changes Shift from W-2 to 1099 or LLC income where possible.

Use retirement accounts for tax deferred growth. Move into real estate for depreciation and 1031 exchanges. This income zone is more or less a trap. The no man's land where no body cares about you. It's an illusion that you are wealthy but you are not.

Just live bro

 

[Jason Voorhees]

@Mogsgymmaxx @GynoGladiator @Water Bomb

 

[Jason Voorhees]

@whitebitchslayer @User28823 @Shahnamehgymmaxx @SecularIslamist

 

[User28823]

live simple

retire early

 

[Jason Voorhees]

@BeanCelll @Chadeep

 

[ChrisFletcher]

I bet you had to resist the urge to not put the income range in lakhs you curry

 

[Fusionxz]

The inevitable enshittification of society. Early glimpse of collapse

 

[Magnus Ironblood]

In UK it's called the Middle Class Squeeze.

People below the range pay much less tax and are entitlement to lots of state benefits. Single mothers can get housing and universal credit and other benefits.

Certain people can NEET forever and even get housing.

The rich can avoid tax and live where they choose.

Some people here are actually poorer from working jfl.

 

[Glorious King]

good one

that's why people use bitcoins and offshore accs

 

[enriquecuador]

$150K-$500K is the most dangerous income zone in America.. You're not too rich to relax, too poor to escape. Too rich for W-2 simplicity and Too poor for a family office.

This is what I call the forgotten class. At $250K a W-2 earner bleeds 35 40% in federal and state taxes if in California plus payroll taxes. Every dollar is fully exposed to everyone. No deductions. No compounding. No leverage.

Meanwhile the real rich billionaires pay less. Because they own the rules. They own assets. They borrow, defer, and depreciate while high earners trade time for taxed dollars.The fix to this with Shift from W-2 to 1099 or LLC income where possible.

Use retirement accounts for tax deferred growth. Move into real estate for depreciation and 1031 exchanges. This income zone is more or less a trap. The no man's land where no body cares about you. It's an illusion that you are wealthy but you are not.

Talking absolute garbage yeah I’m sure that they are in the “most dangerous income zone” and not random sub 30k a year people living in section 8. Shut up you Indian you don’t make anywhere near that anyway

Also… they are wealthy? Are you stupid?

 

[Jason Voorhees]

Talking absolute garbage yeah I’m sure that they are in the “most dangerous income zone” and not random sub 30k a year people living in section 8. Shut up you Indian you don’t make anywhere near that anyway

Also… they are wealthy? Are you stupid?

They are not wealthy. Atleast not unless they live in suburbs or something

 

[enriquecuador]

They are not wealthy. Atleast not unless they live in suburbs or something

What do you think @Hunter❤️? JFL at this thread though

 

[enriquecuador]

I have no issue with you but this post is so misleading and flat out misinformation that it makes me wonder why you would even post it?

 

[enriquecuador]

Sorta off topic, but I cringe whenever normies say $150-500k range is "rich". If you're not making millions in profit, I don't think anything below that classifies as rich

I think you could class someone with that much as rich as they can afford a mansion, their dream car, travel the world multiple times a year and pay of any debt pretty easily. Just my opinion though