ETF - Exchange Traded Fund

[Germania]

Is someone here investing in ETFs?
Relatively safe thing, 7% return a year, passive investing, you don't need to know a lot and don't have to be actively involved with the topic,
on the contrary to investing actively.
Serious calculations say that if you invest € 250 a month in a solid ETF index fund, after 20 years your money will have more than doubled. (250 € x12) x20 = 60k. With interest rate, you would have 127k€.
I will soon save a second fund and am actually only annoyed about not having started it 10 years ago.

 

[Limerencel]

Is someone here investing in ETFs?

Me.

 

[Time Travel]

I invested in the vanguard usd treasury bond etf

 

[Dutcher]

You can get much bettef return this days.

QQQ which is Nasdaq technology gave the last 15 years a steady 20% and the SP 500 gave something like 13$

 

[Hector]

Works for europeans? Or I need to do this in my country. But my country economy is going to shit because of cuckialists

 

[Dutcher]

Works for europeans? Or I need to do this in my country. But my country economy is going to shit because of cuckialists

Where do you live? You need to resist the socialists cucks if you want a future

 

[Hector]

Where do you live? You need to resist the socialists cucks if you want a future

Spain, I think I will move when i finish my studies, if it isn't getting more liberal (economy, no USA liberal meaning)

 

[Limerencel]

Spain, I think I will move when i finish my studies, if it isn't getting more liberal (economy, no USA liberal meaning)

Sign up with DeGiro. A good modern online broker.

 

[eduardkoopman]

Is someone here investing in ETFs?

Yes. After losing alot of money with individual stocks. And with speculating.
I went now, the ETF route.
I set aside a small portion of money for speculation, because I like the thrill of it. It's more like a hobby thing.

I checked this video. And decided to chose ETF that fit these factors.

 

[Dutcher]

Yes. After losing alot of money with individual stocks. And with speculating.
I went now, the ETF route.
I set aside a small portion of money for speculation, because I like the thrill of it. It's more like a hobby thing.

I checked this video. And decided to chose ETF that fit these factors.

What did you choose? Qqq?

 

[bossman]

trade stock/etf options instead. more leverage, can be more profitable too

 

[Amnesia]

day trading the leveraged ones is great

 

[Dutcher]

trade stock/etf options instead. more leverage, can be more profitable too

Just lose everything theory

 

[Deleted member 275]

VWCE on 2x leverage through degiro if european.

I jump in and out of ETF investing and individual stock value picks. Currently in just 1 stock but will be going back to VWCE once I am done with this play.

 

[eduardkoopman]

What did you choose? Qqq?

This is currently the ETF list I have.
Some already from old times. And the new ones based on factors


DEKA STOXX EU.STR.VAL.20 U.ETF

ETF Robotics

ISHARES ED MSCI WL VAL FAC UCITS ETF ACC

ISHSIII-MSCI WLD SM.CA.UCI.ETF

LYXOR JPX 400

SPDR MSCI World Health Care UCITS ETF

SPDR Russell 2000 U.S. Small Cap UCITS ETF

UBS MSCI United Kingdom IMI Socially Responsible UCITS ETF (GBP) Dis

VANECK JUNIOR GOLD MINERS UCITS ETF

VANECK VECTORS GOLD MINERS UCITS ETF

(SHort) VanEck EUR Gov

Vanguard FTSE All-World High Dividend Yield UCITS ETF

Vanguard FTSE Developed Asia Pacific ex Japan UCITS ETF

Vanguard FTSE Emerging Markets UCITS ETF

Vanguard Russell 2000 Value ETF

WT PHYSICAL SILVER

iShares MSCI Russia ADR/GDR UCITS ETF

 

[Germania]

This is currently the ETF list I have.
Some already from old times. And the new ones based on factors


DEKA STOXX EU.STR.VAL.20 U.ETF

ETF Robotics

ISHARES ED MSCI WL VAL FAC UCITS ETF ACC

ISHSIII-MSCI WLD SM.CA.UCI.ETF

LYXOR JPX 400

SPDR MSCI World Health Care UCITS ETF

SPDR Russell 2000 U.S. Small Cap UCITS ETF

UBS MSCI United Kingdom IMI Socially Responsible UCITS ETF (GBP) Dis

VANECK JUNIOR GOLD MINERS UCITS ETF

VANECK VECTORS GOLD MINERS UCITS ETF

(SHort) VanEck EUR Gov

Vanguard FTSE All-World High Dividend Yield UCITS ETF

Vanguard FTSE Developed Asia Pacific ex Japan UCITS ETF

Vanguard FTSE Emerging Markets UCITS ETF

Vanguard Russell 2000 Value ETF

WT PHYSICAL SILVER

iShares MSCI Russia ADR/GDR UCITS ETF

I don't understand, you are filling all these with your cash?

 

[eduardkoopman]

I don't understand, you are filling all these with your cash?

nope. I now only fill the ones, that are factor maxxed. The other ones, I already bought before I found out about factor investing
DEKA STOXX EU.STR.VAL.20 U.ETF

ISHARES ED MSCI WL VAL FAC UCITS ETF ACC

ISHSIII-MSCI WLD SM.CA.UCI.ETF

SPDR Russell 2000 U.S. Small Cap UCITS ETF

 

[Germania]

nope. I now only fill the ones, that are factor maxxed. The other ones, I already bought before I found out about factor investing
DEKA STOXX EU.STR.VAL.20 U.ETF

ISHARES ED MSCI WL VAL FAC UCITS ETF ACC

ISHSIII-MSCI WLD SM.CA.UCI.ETF

SPDR Russell 2000 U.S. Small Cap UCITS ETF

How much $€ do you invest per month?

 

[eduardkoopman]

How much $€ do you invest per month?

I don't dollar cost average, a fixed amount. Mainly because I don't have fixed monthly income.

I aim about 2500-3000 per year. For the period of 28 years. To put into that. At 4% returns, it should be about 125.000 from what I put in today untill then (75.000 (3000 x 25 years)). With inflation of like 2% annulayy and stuff. That 125.000 will be like in todays value: 75.000 orso.

For me, I see it as a last safety-net for old age (besides government pension that I get promised, but obviously not sure also). That 75.000 should hopefully help not to be 100% poor old man with nothing, if all else fails in the mean time or shit hits the fan.
Where I life, it's estimated I have to work untill 70 untill I get government pension money.. I hope to not have to work anymore, at least past 65. So it be optional. So that's another 28 years. This stock buying plan of 3000 per year, is like the last safety if everything else in the mean time fails.

I obviously hope to get more money/possessions/wealth in the mean time, but it's not going to happen likely with setting more of monthly income aside by buying slowly more etf's and stocks and the profits on that. Because if I did that, I would have less of this thing also: putting money aside for when opportunity arises to invest, start business or whatever (more risky maybe, but want to aim to hit it big once or more times, so need money laying around to be able to grasp such opportunity if arises or i want to try).
I hopefully in that mean time be earning good money, and/or haveing a few big hits.

Also, I don't like the idea of living like a 100% poorcel now, so I can stash away more of monthly income to etf's. Basically sacrifise "enjoyments" in prime" years, where you potentially can enjoy things/pleasures that you can't at 65. I mean, I don't see myself hanging at a nightly beach party on Bali with a bunch of younger women at 65, while still doable when in 30's. So these kind of enjoyments, I can only expierence really now. And if I sacrifise that now, because of putting that money away into etf so I can be a richer older dude. It doesn't make sense now to me.
At old age, I assume I will be happy enough if I'm not poor. I don't need to be rich, I guestimate. I just need enough, as I think now, to be able to life a life with the basic necessaties + some cash for fun, a bit of a slower life that suits what I can do at that age.
Sacrifising alot of life fun now. So that I can be rich(er) at 65 orso. Like, WTF, that doesn't make sense to me now.

 

[Germania]

I don't dollar cost average, a fixed amount. Mainly because I don't have fixed monthly income.

I aim about 2500-3000 per year. For the period of 28 years. To put into that. At 4% returns, it should be about 125.000 from what I put in today untill then (75.000 (3000 x 25 years)). With inflation of like 2% annulayy and stuff. That 125.000 will be like in todays value: 75.000 orso.

For me, I see it as a last safety-net for old age (besides government pension that I get promised, but obviously not sure also). That 75.000 should hopefully help not to be 100% poor old man with nothing, if all else fails in the mean time or shit hits the fan.
Where I life, it's estimated I have to work untill 70 untill I get government pension money.. I hope to not have to work anymore, at least past 65. So it be optional. So that's another 28 years. This stock buying plan of 3000 per year, is like the last safety if everything else in the mean time fails.

I obviously hope to get more money/possessions/wealth in the mean time, but it's not going to happen likely with setting more of monthly income aside by buying slowly more etf's and stocks and the profits on that. Because if I did that, I would have less of this thing also: putting money aside for when opportunity arises to invest, start business or whatever (more risky maybe, but want to aim to hit it big once or more times, so need money laying around to be able to grasp such opportunity if arises or i want to try).
I hopefully in that mean time be earning good money, and/or haveing a few big hits.

Also, I don't like the idea of living like a 100% poorcel now, so I can stash away more of monthly income to etf's. Basically sacrifise "enjoyments" in prime" years, where you potentially can enjoy things/pleasures that you can't at 65. I mean, I don't see myself hanging at a nightly beach party on Bali with a bunch of younger women at 65, while still doable when in 30's. So these kind of enjoyments, I can only expierence really now. And if I sacrifise that now, because of putting that money away into etf so I can be a richer older dude. It doesn't make sense now to me.
At old age, I assume I will be happy enough if I'm not poor. I don't need to be rich, I guestimate. I just need enough, as I think now, to be able to life a life with the basic necessaties + some cash for fun, a bit of a slower life that suits what I can do at that age.
Sacrifising alot of life fun now. So that I can be rich(er) at 65 orso. Like, WTF, that doesn't make sense to me now.

I do roughly the same thing, except that I currently save only one ETF-fund with € 200 a month, similar to you. This should be for old-age provision. However, since I can invest around € 800 per month in total, I would like to open a second fund.
Here in Germany, at a savings rate like yours, you are usually advised to save only one ETF, why do you have four?

 

[eduardkoopman]

I do roughly the same thing, except that I currently save only one ETF-fund with € 200 a month, similar to you. This should be for old-age provision. However, since I can invest around € 800 per month in total, I would like to open a second fund.
Here in Germany, at a savings rate like yours, you are usually advised to save only one ETF, why do you have four?

I decided to go the factor ETF investing route.
and those where the 4 etf's I found atm, that are supported by my broker and fit the bill decently. I can;'t find 1 etf that has all these below mentioned factors.

I quit specualting, leveragdle speculating, and individual stocks mostly now, only maybe small amounts now and then for fun/hoby. Because I in the past 5 years have an absolute shit performance/trackrecond WHILE in period that the biggest motherfucking boom in stock prices happened in the history of bloody mankind. Probably lost around 10.000 in the past 6 years orso

As far as your extra $600 monthly for investing. To put it in etf's is okay, I think. If you don't have other plans or aims, to put it in the future for something.

"
Foundations of Factor Investing
Value
Value aims to capture excess returns from stocks that have low prices relative to their fundamental value. This is commonly tracked by price to book, price to earnings, dividends, and free cash flow.

Size
Historically, portfolios consisting of small-cap stocks exhibit greater returns than portfolios with just large-cap stocks. Investors can capture size by looking at the market capitalization of a stock.

Momentum
Stocks that have outperformed in the past tend to exhibit strong returns going forward. A momentum strategy is grounded in relative returns from three months to a one-year time frame.

Quality
Quality is defined by low debt, stable earnings, consistent asset growth, and strong corporate governance. Investors can identify quality stocks by using common financial metrics like a return to equity, debt to equity and earnings variability.

Volatility
Empirical research suggests that stocks with low volatility earn greater risk-adjusted returns than highly volatile assets. Measuring standard deviation from a one- to three-year time frame is a common method of capturing beta."

https://www.pwlcapital.com/wp-conte...-Factor-Investing-with-ETFs_08-2019-Final.pdf